Towns > Edinburgh > 1846-1975 - Post Office Edinburgh and Leith directory > 1884-1885

662
POSTAL DIRECTORY— RATES.
application to the Controller of the Chief Money
Order Office, London, provided an additional com-
mission of Is. for sums not exceeding £5, and 2s.
for sums above £5 and under £10 be enclosed. For
stoppage of payment, the commission is the same
as for inland rates. Postmasters in the United
Kingdom have power to transfer to other offices in
the United Kingdom payment of colonial and
foreign orders originally drawn on their own
offices.
Orders issued in the United Kingdom on Belgium,
Denmark, Danish West Indies, the Dutch East
Indian Possessions, Egypt, Prance, Holland,
Italy, Japan, Norway, Portugal, Sweden, Switzer-
land, United States, and the British Colonies,
are payable for twelve months after the month
of issue. Orders issued on the German Empire,
Heligoland, and India are subject to the regula-
tions which govern the payment of Money Orders
in those countries.
POSTAL ORDEES.
The following are the amounts for which Postal
Orders are issued, together with the poundage
payable in respect of each order: —
Is. or Is. 6d., Jd. each.
2s. 6d., OS., or 7s. 6d., . . . Id. each.
10s., 12s. 6d., 15s., 17s. 6d., or 20s., 2d. each.
The person to whom a Postal Order is issued
must, before parting with it, fill in the name of the
person to whom the amount is to be paid, and may
till in the name of the Money Order Office at which
the amount is to be paid. The person so named
must, before payment can be made, sign the receipt
at the foot of the order, and must also fill in the
name of the Money Order Office, if that has not
been already done.
Every person obtaining a Postal Order should
keep a record of the number, date, and office of
issue to facilitate inquiry in case of loss.
If a Postal Order be crossed ' cf- Co.^
payment will only be made through a banker, and
if the name of a banker is added, payment will
only be made through that banker.
A Postal Order presented by, or through a
banker for payment will not (iu the absence of an
express arrangement betweeu such banker and
the Postmaster-General to the contrary) be paid
until after such order has been examined at the
Chief Office.
After a Postal Order has once been paid, to
■whomsoever it is paid, the Postmaster-General
will not be liable for any further claim.
If any erasure or alteration be made, or if the
order is cut, defaced, or mutilated, payment may be
refused.
After the expiration of three months from the
last day of the month of issue, a Postal Order will
be payable only on payment of a commission equal
to the original poundage, and an additional pound-
age will be charged for every period of three
months, or portion thereof; and the commission
thus paid must be affixed in postage stamps.
These orders are only paj'able in the United
Kingdom, Gibraltar, and Malta.
POST OFFICE SAVINGS BANKS.
Post Office Savings Banks are established at all
Money Order Offices, and are open for bank busi-
ness during the same hours as for money orders.
Deposits of one shilling, or of any number
of shillings, may be made, but no one may de-
posit more than £30 in one year ending olst |
December, or make any further deposit when the
amount standing in his name, exclusive of interest,
has reached £150. (The limits of £30 and £150
are irrespective of any sums deposited for the-
purpose of immediate investment in Government
Stock.)
Any person desirous of saving one shilling by
means of penny contributions, may do so by pur-
chasing with every penny so saved a Penny Postage
Stamp, and affixing it to a form to be obtained
at any Post Office. When twelve such stamps-
have been so affixed, the form may be taken ta
any Post Office Savings Bank, where it will be
received and accepted as a deposit of one shilling.
If the stamps affixed to the form are defaced, or i
in any way damaged, they will not be accepted.
Interest, calculated yearly at the rate of £2, IDs.
per cent, per annum, is allowed until the sum due- \
to a depositor amounts to £200, when interest i
ceases to be allowed. The calculation is made
from the first day of the calendar nionth next,
following the day on which a complete pound.
shall have been deposited or completed up to the
last day of the calendar month preceding the day
on which a warrant for repayment is issued. The
interest thus calculated will be at the rate of one-
halfpenny per calendar month for every complete
pound. The interest will be reckoned to the 31st
December in every year, and will then be added
to the principal.
Besides ordinary persons, depositsmay be made — ■
(A.) By a trustee on behalf of another person,
in the joint names of such trustee and the
person on whose account siich money shall be
so deposited ; but repayment of the same, or
any part thereof, will not be made without the
receipts of both parties. A person may act
as trustee in any number of accounts, and at
the same time have an account in his own
name.
(B.) By two persons jointly on their own behalf^
provided neither of them is already a depositor.
(0.) By, or for the benefit of, children, but will
not be repaid until they attain the age of 7
years; but in the event of death before the
age of 7 years, the money (unless, exclusive
of interest, it exceeds £50, when letters of
administration require to be taken out) wilJ
be payable to the father or next of kin.
(D.) By the tiaistees or treasurerof any legally
established friendly, charitable, or provident-
society, or penny savings bank, provided such
trustees or treasurer make application by post
to the Controller of the Savings Bank Depart-
ment, accompanied by a copy of their rules.
Such societies, etc., are allowed to invest con-
siderably beyond the usual limit, or even
without restriction as to amount, according to-
circumstances.
(E.) In the name of the Begistrar of any County
Court. Under the 24th sect, of the Act 30 and
31 Vict. c. 142 (County Coiurts Act), 'tnist
moneys ' not in excess of £500 may be thus
deposited ; and under the 26th sect., money
paid into a County Court in 'equitable pro-
ceedings ' may be deposited by the Eegistrar
without restriction as to amount.
Deposits may be made by a man-ied woman \
and if her husband be domiciled in Scotland,'
repayments will be made, subject to the provisions ,
of the Acts of 1877 and 1881, which extends to
Scotland only.
Once in each j^ear, on the anniversary of the
day on which . the first deposit was made, the
depositor must forward the deposit book to the