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POSTAL DIRECTORY— RATES.
661
of tlie persons composing it, as the ' Carron
Company;' but even a designation of this
nature may be accepted provided that the
order be crossed for presentation through a
bank. Tlie remitter is also at liberty to desire
at the time of issue that the order be crossed
like a cheque thus, & Co., and be made pay-
able only through a bank, in which case he
may give or withhold the name of tlie payee.
Foreign and Colonial Money Orders do not
come under this exception.
The holder of an inland Money Order may
direct, by crossing it, that it be paid through a
bank, even although not originally intended.
When application is made for a Money Order
payable in London, or at %ny other town where
there is more than one Money Order Office, the
remitter should say at which of such offices he
wishes it to be paid ; otherwise it can be drawn
only upon the Head Office. It is not incumbent
on a postmaster to supply such information relative
to local or provincial offices.
An order once issued cannot be cancelled ; and
should repaj'ment or transfer' to a different office
be required, the remitter or payee must apply to the
paying postmaster.
In order to enable the remitter to obtain an ac-
knowledgment of the receipt of a Money Order
before the money is paid, it is arranged that he
may make his order payaljle ten days after date,
provided that, in the presence of the postmaster,
when he obtains the order, he affixes thereto, in
the space after the request C, a penny receipt
stamp, and write his signature across the stamp.
When an oi'der is presented for payment (other-
wise than through a bank), the postmaster has
first to see that the signatui-e of the payee be
in agreement with the advice. He has then to
call on the applicant to give the name of the I'e-
mitter; and if the reply be correct, the order will
be paid, unless the postmaster have good reason
for believing that the applicant is neither the right-
ful claimant, nor deputed by him. When an order
is paid through a bank, it is sufficient that it be
receipted (without regard to any discrepancy be-
tween the signature and the name in the advice),
and that it be presented (crossed with the name of
the receiving bank) by some person known to be
in the employment of the bank.
Money Orders do not require a i-eceipt stamp.
Although at the end of twelve months from that
in which it was issued, a Money Order, if still un-
paid, becomes legally void, nevertheless, when a
good reason can be given for the delay in present-
ing it, an application for payment, subject to a
certain deduction, is entertaiuod.
No application can be entertained for compensa-
tion for alleged injury from the non-payment of a
Money Order at the expected time.
After once paying a Money Order, by whom-
soever presented, the office is not liable to any
further claim.
To guard against fraud, the remitter is recom-
mended —
1. When he is well kno'mi to the payee, to sign the
letter enclosing the order with his initials
only.
2. When this is not the case, either to make the
order payable ten days after date, or to
register the letter enclosing it, or to make
the order payable through a bank by cross-
ing it like an ordinary cheque.
3. When it is not considered expedient to adopt
either of these courses, to send the remitter's
name (without a knowledge of which pay-
ment canuot be obtained) in a separate letter
from that containing the Money Order.
Payment of an order cannot be made on the
same daj' on which it is issued.
In case of the miscarriage or loss of an inland
Money Order in transmission through the post, a
duplicate is granted on a written application giving
particulars to the Controller of the Money Order
Office in England, Scotland, or Ireland, as the case
may be, wliere the original order was issued; but,
for an order otherwise lost, a charge of Is. for
sums not exceeding £5, and 2s. for sums not ex-
ceeding £10 is made for a duplicate order. If it
be desired to stop payment of an inland order,
application must be made at the office where the
order is payable, and a second commission must
be paid. If alteration in the name of the payee or
remitter of an inland Money Order should be re-
quired, application must be made by the remitter
to the postmaster of the office at which the order
was issued, and a second commission must be paid.
Should transfer of payment of an inland order from
one office to another in the United Kingdom, or
repayment of the amount of an order, be required,
an application enclosing the order must be made.
to the postmaster at whose office the order is pay-
able, who will transmit in exchange a new order
payable at the place desired, but for a less sum than
the original order by the amount of the second com-
mission charged for the re-issue. Proper printed
forms for making applications in all thesp cases may
be obtained at any Money Order Office. Whenever,
on complaint being made, it is found that the neces-
sity for an application, entailing the payment of a.
fresh commission, is attributable to the Post Office,
the charge will be remitted to the applicant, and
imposed on the officer in fault.
A postmaster is required to give information how
to apply for a duplicate order, etc., and must furnish
the prescribed form of application. If payment of
an order be refused in consequence of the replies
to the questions respecting the remitter, or the
signature on the order, not corresponding with the
entries in the advice, the applicant for payment
should communicate with the remitter, and request
him to apply personally to the issuing postmaster.
No postman or other servant of the Post Office
is bound to procure a Money Order for any person,
or to obtain payment for one ; but such services
are not forbidden.
Money Orders are issued in the United Kingdom
on the undermentioned countries and agencies, at
the following rates for sums not exceeding: —
£2.
£5. £7.
£10.
Os. Gd. Is. Od. Is. Gd
2s. Od.
Aden.
Gibraltar.
Nova Scotia.
Belgium.
Gold Coast.
Panama.
Belize.
Heligoland.
Portugal.
British Columbia.
Holland.
Prince Edward Is.
Britisli Guiana.
Hong Kong (with
Queensland.
Canada.
an agency at
Seychelle Islands.
Cape of Good Hope.
Shanghai).
Sierra Leone.
Ceylon.
India.
Smyrna.
Constantinople.
Italy.
South Australia.
Cyprus.
Japan.
Straits Settle-
Danish W. Indies.
Lagos.
ments.
Denmark.
Malta.
Sweden.
Dutch East Indian
JIauritius.
Switzerland.
Possessions.
Natal.
Tasmania.
Eeypf.
New Brunswick.
United States.
Falkland Islands.
Newfoundland.
Victoria.
France.
New South Wales.
V,'est Indies.
Gambia.
New Zealand.
WesternAustralia
German Empire.
Norway.
The issue of a duplicate order, or the stoppage
of payment of an order issued by a colony or foreign
country on the United Kingdom, will be made on

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