Towns > Edinburgh > 1805-1834 - Post Office annual directory > 1830-1831

61 Insurance Companies.
BRITISH AND FOREIGN
LIFE AND FIRE ASSURANCE COMPANY,
Bartholomew Lane, London.
liSTABLtSHED BY ACT Ol' PARLIAMENT.
Capital— Five Millions Sterling. .'
Board of Direction.
I'rcs'ulcitts.
Jolin Irving, Esq. M. P.
Francis Baring, Esq. I N. M. Rotlischild, Esq.
Samuel Gurney, Esq. | Moses Montefiore, Esq.
Directors.
James Alexander, Esq. M.P.
G. H. Barnett, Esq.
Edward Blount, Esq.
Archibald Campbell, Esq.
Geo. R. Dawson, Esq. M.P.
Edward Fletcher, Esq.
George Harrison, Esq.
William Howard, Esq.
John limes, Esq.
William Kay, Esq.
Louis Lucas, Esq.
Thomas Masterman, Esq.
Thomas Richardson, Esq.
Oswald Smith, Esq.
Henry M. Thornton, Esq.
Melvil Wilson, Esq.
Auditors. — Robert Campbell, Esq-, Benj. Cohen, Esq., and
John Routh, Esq.
Bankers. — Messrs Barnets, Hoar, and Co.
Actuary. — Benjamin Gompertz, Esq. F.R.S.
Secretary. — Andrew Hamilton, Esq.
P/iysician,— .John R. Hume, M.D., Curzon Street.
Solicitor. — John M. Pearce, Esq.
Surveyor. — Thomas Allason, Esq.
Agent for Edinburgh — William Cargill, 5, York Place.
EaTABLISHED, JIARCH, 1824).
Persons effecting assurances with the Alliance Com-
pany will enjoy the following important and striking ad-
vantages.
L Perfect SECURrrY — The Capital of L. 5,000,000, un-
der the immediate management of the above Board of Di-
rection, is pledged for the security of the Assured.
II. Honour and Liberality in the Settlement of
Losses. — The well-known character of the members of
the Direction affords, on this head, every possible security.
III. Moderate Premiums of Assurance.
The rates of Premiums of Assurance, for the greater
part of Life, will be found lower than those in use in
most respectable Offices.
The Premiums of Assurance on Fire are the same as
those which are demanded by the first class of Assurance
Companies.
IV. Participation of Profits by the Assured, both
in Life and Fire.
■The Profits of the Life Department, appropriated to
the Assured, will be applied either to the reduction of the
rate of the future Premium to be paid on the Policy, or
to the increase of the sum assured on the Life, as sliall be
most agreeable to the Assured ; the party to make his
choice at the time the proposition for Assurance is made.
The Profits of the Fire Department, appropriated to
the Assured, will he distributed at the close of each suc-
cessive period of Five Years, in the form of a per centage
on the Premiums which have been paid.
V. Parties who obtain the settlement of losses from Fire
are not thereby deprived of their right to participate in the
profits of the Company.
VI. Losses by Lightning are made good.
VII. The extended scale on which the Society is formed,
gives rise to the expectation that the Profits to be divided