Towns > Edinburgh > 1838-1846 - Post-Office annual directory and calendar > 1844-45

408 INSURANCE DIRECTORY.
THE EXPERIENCE LIFE ASSURANCE
COMPANY,
BASED UPON
BESULTS DERIVED FROM THE COMBINED EXPERIENCE OF
SEVENTEEN OF THE OLDEST LIFE OFFICES.
HEAD OFFICE— ib, GEORGE STREET, Edinbukgh.
CAPITAL, ^250,000.
Chairman— Tn^ Right Hon. LORD DUNFERMLINE.
Yice-Chairman—'WlLLlXll BURN CALLANDER, Esq. of PrestonhalL
ORDINARY DIRECTORS.
Robert Nasmyth, Esq. surgeon.
Donald Home, Esq. of Langwell.
Christopher Wood, jun., Esq. merchant, Leith.
H. Maxwell Inglis, Esq. of Loganbank.
John Christison, Esq. advocate.
William Paul, Esq. accountant.
Thomas Syme, Esq. W.S.
Robert Blackwood, Esq. publisher.
Robert Ainslie, Esq. W.S.
Francis Chalmers, Esq. George Street.
Robert Rutherford, Esq. W.S.
John Clerk Brodie, Esq. W.S.
T'
Medical Referee — Professor Miller.
Auditor — William Moncreiff, Esq. accountant.
Bankers — The Bank of Scotland.
^HE EXPERIENCE LIFE ASSURANCE COMPANY is based upon the valuable re-
■ suits derived from the combined experience of the following Life Offices, viz. —
The Alliance, Amicable, British Commercial, Crown, Economic, Equitable, Guak-
DiAN, Imperial, Law, I/Ondon Life Association, Norwich Union, Promoter, Royal Ex-
change, Scottish Widows' Fund, Sun, Universal, and University.
The Directors have endeavoured, by thus adopting improvements, authorized by additional
information as to the true principles of Life Assurance, recently obtained, to offer the most fa-
vourable terms to Assurers, and thereby to give a new impulse to the extension of the benefits of
Life Assurance among all classes. With this view, the premiums charged have been calculated
upon the New Rate of Mortalitij lately published, deduced from the results of the combined expe-
rience of the above-named Offices, under the superintendence of a committee of eminent Actu-
aries. Specimen Tables are annexed below.
The Company is particularly distinguished by the BENEFITS TO BE DERIVED
BY ASSURERS FROM PARTICIPATION IN THE PROFITS BEING CERTAIN.
An Annual Bonus of £\ per Cent on the sum assured is guaranteed, and a further
Bonus will be added at the end of each interval of five years, to all policies effected in the parti-
cipation class.
Thus:—
AN ASSURANCE OF ^1000, EFFECTED IN 1843, amounts in
1844 1845 1846 1847 1848 1849
to £1010 ^1020 £1030 £1040 £1050 £1060
and in 1850 (date of first investigation) to £1070, and will then receive a further addition from
the ascertained Profits, and thereafter will go on increasing as before, annually and quin-
quennially, until the expiry of the Policy.
Independently of the Quinquennial Bonus,
An Assurance of ^1000 will amount, with the guaranteed additions of i£10 for each year the
Policy continues in existence at the end of
10 years 20 years 30 years 40 years, 50 years,
to ^1100 .^1200 .£1300 ^£1400 ^1500
and so on, until the expiry of the Policy.
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