Scotland > 1843 - Directory to gentlemen's seats, villages, &c. in Scotland

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ADVERTISEMENTS.
THE SCOTTISH PROVIDENT INSTITUTION.
EDINBURGH, No. 14, ST ANDREW SQUARE.
GLASGOW, 141, BUCHANAN STREET.
INTENDING ASSURERS are requested to examine the provisions of this
Association. The Directors continue frequently to receive proposals from parties
who had assured with other offices, without due consideration, and who find they will
even now be gainers by surrendering these Policies, and opening new ones in this Office.
AS COMPARED WITH PROPRIETARY OFFICES,
It possesses (in common with other Mutual Offices) this essential advantage, that the
whole Profits belong to, and are divisible among, the Policy-holders ; while
the Premiums are as low as by the Non -participating scale of any of these offices. The
following, again, are its advantages
AS COMPARED WITH OTHER MUTUAL OFFICES:—
1st, Premiums at early and middle ages about a fourth lower ; whereby the
greatest present benefit is secured to all.
2d, A more accurate adjustment of the rates of Premium to the several
ages : whereby obviating the injustice usually done to the younger members, by over-
charging their Premiums to make up for a deficiency on those of the old.
3d, A principle in the division of the Surplus more safe, equitable, and
favourable to good lives ; whereby those who survive the average duration of life
will derive the greatest future contingent advantages.
4th, Exemption from Entry-Money; a heavy and unequal addition to the first
year's payments.
Annual Premium to assure ^£100 at death.
Age, 25
30
35 40 ! 45
50
£1 18
£2 1 6
| £2 6 10 | £2, 14 9CL£3 5, 9
£4 1 7
The Premiums may be made to cease entireD after a limited number of payments.
Those for 21 years only will be found nearly tne same as most offices require for the
whole of life.
Reports of the Annual General Meeting of Contributors on 15tA February may be had on
application.
JAMES WATSON, Manager.
AGENTS.
Aberdeen ......... Willi am Skinner, Advocate, Dee Street.
Belfast George M'Tear, Merchant.
Dundee John Sturrock, Jun. Writer.
"Glasgow Duncan & Hutchison, Accountants, 141, Buchanan Street.
Gre°nock :...Archd. Denniston, W.S., Cathcart Street.
Haddington R. J. F. Davie, Merchant.
Inverness CharlE3 Waterston, Manager of Caledonian Bank.
Liverpool Charles Murray^ Commission Agent, 2, High Street, Exchange.
Londonderry.... William Haslett, Merchant.
Manchester F. P. Richards, Commission Agent, Riding's Court, St Mary's Gate
Newcastle Redshaw & Ridley, Merchants. :
Paisley.... Archibald Hodge, Accountant.