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ADVERTISEMENTS. 137
CALEDONIAN INSURANCE COMPANY.
Incorporated by Royal Charter and Act of Parliament.
ESTABLISHED IN 1805.
EDINBURGH (Head Office)— -19 GEORGE STREET.
GLASGOW— 64 ST. VINCENT STREET. DUBLIN— 5 DAME STREET.
LONDON— 39 LOTHBURY, E.C.
DIRECTORS.
C. J. HENDERSON, Esq., of Glassingall. JOHN RONALD, Esq., S.S.C.
A. M. LAWSON, Esq., of Mbssks. PETER R. STEWART, Esq., of Ingliston.
LAWSON & SON. W. J. SANDS, Esq., W.S.
Captain MARSHALL, H.E.I.C.S. JAMES SIMSON, Esq., M.D.
THOMAS RANKEN, Esq. GEORGE WARRENDER, Esq., of Lochend.
ALEX. STEVENSON. Esq., W.S. JOHN STIRLING, Esq., of Kippendavie.
JOHN FORRESTER, Esq., W.S.
Manager— JOHN MOINET, Esq. Secretary— GEORGE H. FAIRBAIRN, Esq.
Consulting Physician— Professor HENDERSON, M.D.
Solicitor— J. A. CAMPBELL, Esq., C.S. Auditor— 3 AMES JOBSON DICKSON, Esq., C.A.
Bankers— COMMERCIAL BANK OF SCOTLAND, NATIONAL BANK OF SCOTLAND.
OFFICE IN GLASGOW, 64 ST. VINCENT STREET.
Resident Secretary — William Stirling, Esq. Bankers — Clydesdale Bank.
Medical Officers — Dr. Watson, 108 West Regent Street. Dr. Wilson, 139 Sauchiehall Street.
LIFE DEPARTMENT.
Advantages offered by the Caledonian Insurance Company : —
Increased Bonuses have been declared at each division of Profits.
Credit given for half the Premium for the first seven years, or one-third of the Premium for life.
The Payments may be Quarterly, Half-Yearly, or Annually.
A Policy can be made to determine at a stipulated age, or sooner, in case of death.
A Prospective or interim Bonus, equal to an Annual Division of Profits, given to Policies of Five Years'
standing ; which emerge between Periodical Investigations of the Life Business.
Charges of Management are unusually small, thus securing to Policy-holders large returns.
Under the ordinary Policies which the Company now issue to non-seafaring men, in time of peace, per-
mission is given to travel throvghout Europe, or remain in any part thereof to go to and reside in Canada,
the United States of America (north of lat. 38°), New Zealand, Australia, and many other places, free of
CHARGE.
All undue restrictions removed, and a liberal interpretation given to policies, so as to render them as serviceable
as possible to the holders.
No Extra Premium required from those belonging to Volunteer Rifle or Artillery Corps.
POLICY-HOLDERS incur no liability of Partnership, the Company being a Proprietary one.
The Company holds itself liable should death occur during the thirty days of grace, which are allowed
for renewal, provided the Premium be paid within that time.
A Policy can be renewed, if allowed to drop, within thirteen months, on a certificate of health being given
and a fine paid.
After three yearly payments, the surrender value of a Policy will at once be lent at a moderate rate of
interest.
FIRE DEPARTMENT.
Nearly all classes of risks are insured by the Company, and at rates as low as are consistent with safety.
Claims are adjusted with liberality, and settled with promptitude. Losses by gas explosions, in property
insured by the Company, admitted, and property burnt by lightning paid for. All the advantages of the
reduced duty given.
Every information given at the Plead Office, and at any of the Branches or Agencies.
IIHP For Agents in and about Glasgow see page 97 of this Directory.
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