Towns > Edinburgh > 1838-1846 - Post-Office annual directory and calendar > 1838-39

SBS
Insurance Companies.
National Loan Fund Life Assurance Society — Continued.
It is not alone to the industrious classes this plan of Deferr«d Annuities will be found efficient, in
securing an ample competency for old age; but also to that important class of the community who' de-
rive their income from a combination of capital and personal labour. To this class, the Savings'
Banks do not afford a sufficiently profitable investment ; and indeed the framework of such institu-
tions as have been designed for the more humble classes, has not been made to suit their wants, or con-
sult their interests, and there exists no institution at present to which they can resort, that would at
the same time foster their industry — secure to them a competency in old age — and protect them
against the varied casualties of life.
The Tables of Deferred Annuities have been constructed with a view to exhibit the benefits that may
be secured by the smallest effort of frugality, and to suit the circumstances and convenience of all classes.
The object of Tables No. I. is to show the option of benefits the payment of Is. per week, or £2. 12s.
per annum, will secure at the period of attaining the age of 50, 55, 60, or 65.
The Tables No. II. show the Annual Premiums required to secure the option of given benefits at
these ages— the sum required at each age to be paid down at once to purchase them — and also the
sum at any age to be paid as disparity, so as to enable the purchaser, instead of paying the premium
at his own age, to pay that set down for the age of 20, and by this means enabling the owner of a
little saving to turn it to the best account. The Society will, moreover, receive all this sum by instal-
ments, and two-thirds of the amount paid may, at any time be withdrawn on deposit of the policy, and
in the event of death before the stipulated age, two-thirds of the payment will be returned to the family.
I. BENEFITS.
Secured, on attaining the age of 50, by an Airaua^
Premium of £2, 12s.
^eii?-' Annuity
Cash
\ £. s. d. [ £ s. d.
20 I 10 12 6 ;136 12
23 I 7 14 8 99 8
30 I 5 8 10 I 69 19
Policy
£ s. d.
214 15
156 6
109 19
Secured, on attaining the age of bo, by an Annual
Premium of £2, 12s.
20
30
40
d, \ £ s. d. I •£
16 16 6 190 11
9 11 102 8
4 4 3 47 14
269 15
145
67 11
Secured, on attaining the age of 60, by an Annual
Premium of £2, 12s.
Secured, on attaining the age of 65, by an Annual
Premium of £2, 12g.
20
30
40
£ s. d. i£ s. d.
47 J6 6 394 11
26 15 10 221
13 19 9 115 8
To secure, on attaining the
age of 50, the option of
II. PREMIUMS.
Annuity ...£10
Cash 128 11
PoUcy 262 1 6
Age next
birth-day
20
25
30
Payable
annually
£ s. d.
2 9
3 7 3
4 15 7
Payable in
one sum
£ s. d,
41 1
51 15
65 7 4
Payable for
Disparity
£ s. d.

14 1 9
31 18
rr„ ., ■ • ,, f Annuity... £10
To secure on attaming the \ Cash ..:....l 13 5
age of 55, the option of ^ p^j.^^ ^^^ g g
£ s. d, £ s. d. \ £ s. d.
1 11 27 5 11 I
20
30
40
2 17 7
43 15 3 20 4 10
6 3 5 70 17 5 I 53 2 6
Annuity ...£10
ean .V, r , ^ Gash 97 15
age of 60, the option of ^ p^j.^^ j^^ j^ g
To secure, on attaining the
,,..,, f Annuity.. £10
To secure, on attaining the 5 J-, , 8^ 10
age of 65, the option of > p ,.
£ s. d.
10 11
19 6
1 17 3
£ s. d.
10 10
16 7 1
27 3 11
..97 8 6
£ s. d.

7 3 11
19 4 10
The Local Board which meets weekly, on Wednesday at two o'clock, is empowered to consider
an d decide on proposals, grant policies, and settle claims, in all respects as a Scottish office.
R. W. JAMESON, W. S.,
Agent and Secretary to the Local I'^ard.
J