Towns > Edinburgh > 1838-1846 - Post-Office annual directory and calendar > 1838-39

324
Insurance Companies,
ATLAS FIRE AND LIFE ASSURANCE COMPANY OF LONDON,
(Instituted 1808, and empowered by an Act of Parliament of 54 Geo. III.)
(^CAPITAL— ONE MILLION, TWO HUNDRED THOUSAND POUNDS.)
Sir Christopher Baynes, Bart. President.
COMMITTEE OF PROPRIETORS FOR SCOTLAND.
Edinburgh, J. G. Hopkirk | William Paul | Henry Tod
John Campbell, Agent.
Glasgow, James Denistoun | Robert Dalglish 1 John Wright, jun.
William Dun | William Middleton |
James Denistoun, Chairman — W. Carrick, Secretary and Agent.
LIFE DEPARTMENT.
"1^^7'HILE the Premiums are as moderate as is consistent with security, the Holders of Life
• • Policies are entitled to periodical additions from the surplus Premiums, wliich may be applied
either to increase the sum payable at the death of the Insured, or to reduce the future Payments of
Premium. That this is a very substantial advantage will be perceived from the following TABLE,
showing the Additions made to Life Policies for L. 1000, effected in London, or through an Agent in
Great Britain, which have been in force for the Fourteen Years ending at Christmas 1830. Another
addition will be made as at Christmas last — but the amount is not yet declared. It will, however,
be satisfactory. Proportionate additions are made to policies for other amounts, or which have
been in force for shorter periods.
Thus, by the above table, it will be seen, that a person insuring L.IOOO at 20 years of age, at the
end of 14 years will have paid L.305 : 1 : 8 of Premium ; and, were he then to die, his heirs would
receive L. 1230 instead of L.IOOO. These additions will, on comparison, be found as great as have
BEEN 3IADE 1!Y ANT OTHER INSURANCE OfFICE WHATEVER.
As to the rates charged by the Company, it maysutfiee here to say, that the Tables adopted by the
Directors were originally framed upon the sound principles of mathemaiical computation ; and the
practice of the Equitable Society has put them to the unerring test of long and extensive experience.
FIRE DEPARTMENT.
The Assurance of every species of Property from loss or damage by Fire is undertaken by the
Company on highly favourable terras.
The following are the rates for all policies where the premium exceeds .5s : —
Common Risks, Is. 6d. per cent. Hazardous ditto, 2s. 6d. Doubly Hazardous, 4s. 6d.
The duty on Farming Stock Assurances being wholly taken off, all Farming Stock may be assured
at the low price of 2s. lor every L.lOO, without any restrictive clause whatsoever, the former charge
having been 5s.
A payment for rent is made by the Company in ca.ie oi Loss on Buildings, without any extra premium.
Proposals, fully explanatory of the principles and rates of the Company, may be had at the Com-
pany's office. No. 7, Great King S:reet, Edinburgh.
AGENTS.
Dundee — W. A. Fiowerdew
Falkirk — George Hume
Forfar — William Whyte
Glasgow — William Carrick
Hamilton — Cuiiison Deas
Aberdeen — James Blaikie
Arbroath — John Bowman
Ayr — Daniel 3I'Lachlan
£anff — George Dawson
.Brer^iH— William Gordon
Dumfries — John INI'Kie
Atlas Fire and Life Assurance Office, 7, Great King Street, Edinburgh
May, 1838.
Inverness — John Mackay
Lanark — Thomas Leadbetter
Leith — William Goddard
Perth — Laurence Robertson
Paisley — Fulton M'KerreJI