Towns > Edinburgh > 1805-1834 - Post Office annual directory > 1833-1834

28 Insurance Companies.
ASSURANCE COMPANY,
OR ASSURANCE AGAINST FIRE, AND ON LIVES AND SURVIVORSHIPS, ENDOWMENTS FOR
CHILDREN, IMMEDIATE, DEFERRED, AND PROGRESSIVE ANNUITIES ;
AND TOR
THE PURCHASE AND SALE OF REVERSIONS AND ANNUITIES,
No. 11, Lombard Street, London, and No. 4, St Andrew Square, Edinburgh.
Committee of Management for Scotland.
Sir John Hope of Craighall, Bart. Chairman.
Sir F. W. Drummcnd, Bart.
John Borniar, Esq.
John Wauchope, Esq.
William Robertson, Esq.
Colonel Spens.
J. M. Melville, Esq.
Robert Johnston, Esq.
Robert Rutherford, Esq.
Messrs Ramsay, Bonars, and Co. Bankers. — Hugh. Mitchell, Sec. and Agent.
OBSERVATIONS.
The principles upon which this Institution is founded have been adopted after a mature investigation of the
practice of other Offices, and will be found to combine advantages not hitherto offered by any other Assurance
Company having a Subscribed Capital.
The Capital, subscribed by a numerous and respectable Proprietary throughout the Empire, affords security
for prompt and certain Indemnity, without the responsibility attaching to Societies for mutual assurance.
The Company are bound, by the Deed of Settlement, to refer all disputed claims (where no fraud is sus-
pected) to the decision of arbitrators, if required by the Assured.
Life Policies of this Society may be sold, transferred, or mortgaged, without any notice being given at the
Office ; and in all minor articles the utmost liberality will be afforded to the Public, consistently with the secu-
rity of the Company.
FIRE DEPARTMENT.
The Premiums charged by this Company on the Three ordinary Classes of Tire Insurance are (with certain
exceptions) as follow, viz.
1st Class, Is. 6d. per cent per annum, formerly 2s.
2d do. 2s. 6d. . . . 3s.
3d do. 4-s. 6d. 5s.
Other Risks not falling within the above Classes, may be insured by Special Agreement.
The allowance of 10 per cent, which has been made on the Premiums paid on Policies of seven years'
standing, is the surest proof of the unprecedented success of this Institution.
LIFE DEPARTMENT.
Independent of a reduced rate of Premium, as compared with other Offices having a subscribed Capital, In-
surers for the whole term of life are entitled, at the end of seven years, to participate in the Profits with the
original Subscribers, either by an addition made to the amount of their Policies, or by a reduction of their
future Annual Premiums, at the option of the Insurers. The Additions so allowed at the last Septennial Di-
vision amounted, on an average, to more than one per cent per annum on the sums insured.
Persons insured in this Office are allowed to pass by sea from one part of the United Kingdom to another ;
and also in time of peace, to pass in decked vessels or steam-boats, from British to Foreign Ports, between the
Texel and Brest (both inclusive), without extra premium, or special leave of the Directors, as is usually
required.
No additional premium required from Military Men, unless when called into actual service.
No charge made for Entrance Money or Admission Fees ; and none for Policies beyond the cost of the
stamp.
$mptriai
FIRE INSURANCE COMPANY,
SUN-COURT, CORNHILL, AND ST JAMES'S, LONDON.
CAPITAL, £1,200,000.
Aiexander Gibson, and George Goold, of the British Linen Company Bank, Agents for Edinburgh
The Terms of the Imperial are as reasonable as any in the kingdom ; and in case of accident,
Utmost liberality may be expected.
Policies may be removed from any other office to the Imperial, without expense to the party insured.
Alexander Gibson and George Goold continue to transact business as agents for the Imperial Lite
surance Company.