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SCOTTISH PROVIDENT INSTITUTION,
FOR LIFE ASSURANCE AND ANNUITIES.
THE ONLY OFFICE in which the benefit of MUTUAL
ASSURANCE and participation in the WHOLE PROFITS
is combined with MODERATE PREMIUMS.
For detailed statement of the peculiar principles and advantages
of this Office, apply to
"WILLIAM SKINNER,
Advocate, 3, Dee Street.
THE MANCHESTER ASSURANCE COMPANY.
FOR ASSURANCE AGAINST FIRE,
AND ON LIVES AND SURVIVORSHIPS,
PURCHASE OF ANNUITIES, REVERSIONS, &c.
Office — 98, King Street, Manchester.
CAPITA L T WO MILLIONS.
Established, March, 1824.
FIRE DEPARTMENT.
THE Assured are entitled to one-third of the Profits,
without any liability on their pat t to the Losses.
1IFE DEPARTMENT.
The Assured are entitled to two-thirds of the Profits, without any
liability on their part to the Losses.
The Premiums charged are lower than those of the majority of
other offices.
The business of the Life Department is kept quite distinct from
that of Fire, and its accumulations are not liable to make good any
losses arising therefrom.
The Rates of Premium, and all other particulars, may be ob-
tained on application to any of the Company's Agents ; or to
JOSEPH MORTON, Secretary.
Agents have already been appointed in most of the principal
towns in the kingdom ; but applications for Agencies, in places
where appointments have not yet been made, are requested to be
addressed to the Secretary.
At the Annual General Court of Proprietors, held on the 20th
June, 1839, Bonuses were declared to the Assured in the FIRE
Department of 10 per cent, on the Premiums received during

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