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DIRECTORY 21
NEWSPAPERS.
Ayr Observer Tuesday & Friday — J. M. Ferguson, Publisher
Ayr Advertiser Thursday— T. M Gemmell & Son, Publishers
Ayrshire Post Friday— W. G. Wallace, manager
MARKET DAYS.
Every Tuesday and Friday
FAIRS
New-Year's-Day Fair (Horses and Cattle) — Thursday before 2nd
Wednesday of January
Palm Fair (Horses and Cattle) — Last Friday in April
Hiring Fair — Third Tuesday in April and third Tuesday in
October
Midsummer Fair (Horses and Cat , L le) —Thursday before 2nd
Monday of July
Michaelmas Fair (Horses and Cattle) — Second Thursday in
October
INSURANCE OFFICES AND AGENTS
Accident — Charles Smith, Clydesdale Bank
Alliance Assurance Coy — Charles Smith, Clydesdale Bank j
James Young, Corn Exchange Court ; and Thomas Y. Bell,
Commercial Bank
Brittania Fire, and Briton Medical and General Life — James
Andrew, solicitor
Caledonian Plate Glass Insurance Coy — James M'Murtrie,
solicitor ; Hugh Wood, 32 High Street ; and R. Mustard,
Rose Cottage, Carrick Park
Caledonian Fire and Life — J. T. Duncombe ; William*Burns ;
D, Dougall ; Thomas Gemmell, banker ; David Dunlop,
solicitor ; T. & D. Crawford ; Robert Wilson, solicitor ;
and Wm. Taylor
City of Glasgow Life — John Lockhart, solicitor, and R. Mustard,.
Rose Cottage Carrick Park
Commercial Union Fire Life Marine — James Andrew, solicitor,
and Alexander Gemmell, solicitor
Commercial Fire Insurance Coy — James M'Crindle, Wallace
Tower, High Street
County Fire Office — James M'Murtrie, solicitor ; W. Macrorie r
solicitor ; J. Silver, solicitor ; and T. Turner, accountant.
Edinburgh Life - Alexander Loudon, solicitor ; J. Anderson,
Bank of Scotland ; and T. Turner, accountant
Edinburgh and -Provincial Plate Glass Insurance Coy (Limited)-
Robert A. Miller, Bank of Scotland

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