Scotland > 1862, 1868, 1872, 1882-1885, 1893-1896, 1901-1904 - County directory of Scotland > 1868

The favourahle MorlaVit.n experienced by tlie ROYAL is exhibited bit the Diar/ram, icMch shows the
N u JIBKK out ui which ONE has died at each Age np to the end of the //ear 18IJ1, compared with
the iN UJIBEK which had been Expected bll the Tables, and further contrasted tnth its Experi-
ence up to the end of 1S59, and with the " Combined experience of Seventeen 0£lces."
" I CONFINE myself to the experience of the seventeen Ofllces pnblished in 1S43. A few words will
siitfice to show the particular and general adiiptation of this fi;?ni'e to its intended purpose.
To exhibit tlie hi-st of these qualit es, let it be supposed that tlie enquirer wishes to compare the
Jlortiility experienced by tlie lespe. uve Ortices named on Lives aged 40 years.
By dratting his tins;er carefully along the horizontal line 40, to the points where the several
curves cross the siid line, and loUowing with his eye the vertical line at those respective points to
the top or bottom of tlie ^a.;e, lie will learn that
The "UOYAL" expected that 1 out of about 80 would die ;
But, by ailjusted experience to 18U.i, only 1 out of about 103 would die-
And by ditto to 1S.")1» 1 „ „ 104 would die;
Whilst by the' coiiiliined experience . . 1 „ „ 07 would die.
Little will be require I to sliow the general adaptatiOH of the Diagram to exhibit the success of the
llorAL in its Mortalitii, aiul the Renefit thus obtained by the Assueer with Participa-
tion- OF Profits in that Oifice. 1 refer here to the fact that every point on the left of the ©0©
curve, which it must be observed repi-eseuts the Mortality expected by our Tables, sho« s more or
les-i itaiu accordins; as it is removed from or approaches thereto. Now, as the curve OO^ itid the
one painted red, respectively depicting the adjusted mortality of the Uoyal up to IS.W and up to 1804.
arc entirelji on the left of the O0O curve, and some portions of them at a very marked distance, it
is at once L'vule;it lliat everything in the past experience of the Company, as respects this ijn-
poi tuiit sulij j.t, has been more Jdvourable than could iiave been reasonably hoped for."
EVIDENCES OF GREAT FROGRESI^.
FIRE PREMIUMS.
lS.5fi £1.51,733
1866 ... 1 447,000
1866 NEARLY THREE TIMES THE AMOUNT OF 1856.
LIFE PREMIUMS.
1836 .£37,314
1866 . about 190 000
1838 FIVE TIMES THE AMOUNT OF 1856.
RAPID GROWTH OF LIFE TJJNBB.
1S'>6- £118,716
1836 about 850 000
1866 exceeds 1856 by no less iIkiu £731,284.
TOTAL FUNDS NEAR O NE MILLION & A HALF STERLINO,
Tlie Actuary in bis late Valuation Report stated his oyjinion that no less than
£100,000 would be added annually to the Life and Annuity Funds, ior the next ten
years. This anticipation has so i'ar been more than reahzed.
Funds in 1864, after division of Bonus . . £629,197
1868 850 000
This shows nn Annual Increase o/£110,000, exceeding the amount anticipated.