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34 ADVERTISEMENTS.
SCOTTISH EQUITABLE
LIFE ASSURANCE SOCIETY.
Incorporated by Royal Charters and. by Special Act of Parliament.
President. ■
His Grace the DUKE of BUCCLEUCH and QUEENSBERRY, KG.
Vice Presidents.
The Right Honourable Lord GRAY.
Sir GRAHAM GRAHAM MONTGOMERY of Stanhope, Baronet, M.P.
THE SCOTTISH EQUITABLE was established in the year 1831.
J- Being a purely Mutual Office, the whole Profits belong to the Members, who are,
at the same time, expressly exempted from personal responsibility.
THE POSITION OF THE SOCIETY AT 1ST MARCH, 1862, WAS AS FOLLOWS I—
Amount of existing Assurances .... £5,718,006
Annual Revenue 203 798
Accumulated Eund ...... 1 394' 949
DIVISION OF PEOFITS.
io*T he ! >rofits - are div i ded evei T thr ee years. At the last investigation on 1st March,
1862, a Reversionary Bonus of £240,560 was added to the Policies of five years' stand-
"^ c? e • . addltl0n s apportioned among the Members since the commencement
of the Society, amount to £1,307,080.
SURRENDERS AND LOANS.
The Society accept SURRENDERS of Policies on which three Premiums have
been paid. LOAJNb are granted to the amount of the surrender value at the rate of
Interest charged on Securities on Land, and without any other security than a deposit
oi tne Tolicy. Half-Credit or Premium Loans are also granted.
FOREIGN RESIDENCE.
The Assured are allowed to travel or reside in any part of Europe in time of peace :
and, on application, license will be given, without payment of Extra Premium, to re-
side in Canada the Northern States of North America, Australia (to the south of 30°
south latituae), New Zealand, and the Cape Colony. A small extra premium is
charged for the risk of the voyage to the three last-mentioned places.
POLICIES RENDERED INDISPUTABLE.
Policies of five years' endurance may be declared indisputable on any ground what-
ever, except non-payment of the Premiums.
No extra charge is made for Military Service of any description within the United
Ji.ingdom.
Medical Fees and Policy Stamps are paid by the Society.
>, 1l -? r f 9SpeC + U + l eS 'x? epor A s ' Forms of Pr °P°sal, and all information, may be had on ap-
plication at the Head Office, or any of the Society's Agencies.
GEORGE TODD, Manager.
M 1 t Wm. FINLAY, Secretary.
26, St Andrew Square, Edinburgh,
January, 1863.
AGENTS.
f fcto. MURDOCH & FORSYTH, Bankers.
Inverness, Wilson & Simpson, Solicitors.
*a*rn, James D. Lamb, Writer.

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