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356 ADVERTISEMENTS.
OVIDENT INST
Head Office— 6 Andrew Square, EDINBURGH.
Accumulated Funds exceed - £14,750^
THE DISTINCTIVE SYSTEM of this Institution offers the
substantial advantage of With-Profit Assurances at rates differ-
ing little from those usually charged for Non-Profit Policies.
THE WHOLE SURPLUS is reserved for those who prove to be
good lives, no share being given until the premiums paid, if
accumulated at 4 per cent, compound interest, would amount to
the sum assured.
THE SURPLUS for the Septennium ended 1908 was £1,800,000.
Over 70 per cent, of the Policies which became claims during the
Septennium received Bonuses which averaged close on 50 per cent,
of the original assurances.
PROVISION FOR THE YOUNG.
A SAVINGS FUND POLICY.
A Premium of £10 secures a substantial Assurance commencing at age 21
with numerous options.
ENDOWMENT ASSURAfMOEl
SPECIAL CLASS-WITH PROFITS.
Bonuses allocated on the compound system, and additions at^ the rate of
£>1 15s per cent, per annum were allotted at last division, intermediate ;
Bonuses being at same rate on sums assured and existing Bonusps.
Glasg-ow Office— 23 ST. VINCENT PLACE.
AGENTS IN DUMFRIES—
Messrs Stark, Thomson, & Fergusson, Solicitors, 75 Buccleuch Streel
Dumfries.
Mr M. H. M'Kerrow, Solicitor, 43 Buccleuch Street, Dumfries.
Messrs Walker & Sharpe, Solicitors, Maxwelltown.
Mr Wm. Moodie, Solicitor, 106 Irish Street, Dumfries.

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