Towns > Edinburgh > 1846-1975 - Post Office Edinburgh and Leith directory > 1860-1861

INSURANCE DIRECTORY.
The Standard Life Assurance Company — continued.
The Directors invite particular attention to tlie liberal Terms and Conditions of Assurance
introduced by tbis Company into the Practice of Life Assurance.
SELECT ASSURAlSrCES,
The privileges of this class are — Permission to travel and reside in any part of the virorld, free of
extra premium; and the cancellation of all conditions under the Company's Policies, which thus
become unchallengeable on any ground whatever, except non-payment of the oi'dinary premium.
Assurances of five years' standing are admissible to this class.
RENEWAL PREMIUMS AND DAYS OF GRACE.
Under these regulations, Policies of Five Years' standin|T, with certain exceptions mentioned in
the Company's Prospectus, cannot be forfeited unless the ordinary Renewal Premium remains unpaid
for 13 months. Thirty days is the regular period allowed for payment, but should the 30 days have
heen exceeded, the arrears can be paid at any time within 13 months from the date when the
Premium fell due, on payment of a fine, without a medical certificate. Should death have taken
place within the 30 days or 13 months before the renewal of the risk, the Company hold themselves
liable, the arrears, and fines if any, being deducted at settlement. After the expiry of the 13 months
the Policy is forfeited, but the surrender value is held at the disposal of the parties interested for five
years from the regular date of renewal. The privileges of renewal under Policies of shorter duration
than five years are very liberal.
SURRENDER VALUES.
Liberal allowances made for surrender of Assurances under the Profit Scheme, at any time after
payment of one Annual Premium.
LOANS.
Advances made on the security of the Company's Policies to the extent of their value, at a
moderate rate of interest.
WILL. THOs. THOMSOiV, Manager.
GEORGE TODD, Secretary.
EDINBUEGH (Head Office) 3 GEORGE STREET.
LONDON, 82 KING WILLIAM STREET, CITY.
DUBLIN, 66 UPPER SACKVILLE STREET.
GLASGOW, 35 ST VINCENT PLACE.
Agents in every Toum of importance throughout the Kingdom.
ESTABLISHED 1852.
HEAD OEEICES,— EDINBURGH, 8 and 11 BANK STREET.
Chairman.
Charles Cowan, Esq., Paper Jianufacturer, late M.P. for Edinburgh.
Vice-Chairman.
John F. Macfarlan, Esq., Chemist, North Bridge, Edinburgh.
Bankers.
The Bank of Scotland.
Secretary.
Mr George T. Bathgate.
THIS Association is composed of Bankers, Merchants, and Traders, for Mutual Protection in Busi-
ness transactions either at home or abroad, and for Recovery of Debts. The general object
contemplated is the Protection of the honest trader against the designs of the dishonest, and assisting
him by every legitimate means to carry on Business without being exposed to fraud and injury.
Between November 1852 and 31st December 1859, £46,927, Ss. 8d. was collected, and ^d to
members, free of law charges.
ANNUAL SUBSCRIPTION, £1, Is.
The Mercantile Test, publislied Weekly, 7s. 6d. per annum ; posted, 4s. 4d. extra.
Copies of Prospectus, Rules, &c., may be procured on application to the Secretary, or any of the
Local Agents. GEORGE T. BATHGATE, Secretary,
2 IT 8 AND n Hank fjTKKKT.