Towns > Aberdeen > 1840-1846 - Bon-accord directory > 1840-1841

Advertising sheet.
A Descending Scale of Premium is offered to those who wish to
avail themselves of present prosperity, gradually to reduce future pay-
ments, until they cease altogether, when Assurers will nevertheless be
entitled to Bonus.
An Ascending Scale, to those who are looking forward to increase
of income.
Naval and Military Service, Voyages, and Foreign Residences, are
taken at moderate rates of Premium, payable only during the time of
actual exposure to the additional risk.
No extra Premium will be charged to the Assured for the whole of life,
for voyage as cabin or intermediate passengers in approved vessels to,
or for residence in the Australasian Colonies in approved situations.
Distance from medical advice, occupation in whale-rishery, or distant
voyaging, will be covered by equitable Premiums ; but parties may
proceed from port to port throughout the Australasian Colonies in
decked vessels of 100 tons or upwards.
Premiums on Policies wherever effected, may be paid at any
settlement in Australasia where there is a bank, but always at the same,
unless permission to change shall have been given.
Policies, whether effected in England or the Australasian Colonies,
may be made payable in either by indorsement, provided the party do
not quit the country in which the Policy is made payable without
notice to the Directors.
TABLES.
Note. — The Age of the individual is always, in Assurance cases, taken
at his Age next birthday; and, in Annuity cases, at his Age last
birthday.
The following Tables of Premium, all of v/hich entitle the Assured
to Profits, will be revised annually with reference to the rate of inte-
rest to be securely obtained, and other circumstances ; but no altera-
tion will be made in existing contracts.
] PRESENT
TABLE OF ANNUAL
PREMIUMS FOR ASSURANCE OF £100,
FOR ONE YEA.R, SEVEN YEARS, OR WHOLE OF LIFE.
Age,
One Year.
Seven Years.
Life
Age.
One Year.
Seven Years.
Life.
£ s.
D.
£ S. D.
£ s.
D.
£ S. D.
£ s.
D.
£ s. D.
14
12
10
14 5
1 5
8
44
1 10 5
1 13
10
3 3 11
15
13
5
14 11
1 6
5
45
1 11 5
1 15
5
3 6 6
16
14

15 6
1 7
2
46
1 12 5
1 17
3
3 9 3
17
14
6
16
1 8

47
1 13 6
1 19
3
3 12 1
18
19
15
15
]
16 4
16 8
1 8
^
48
1 15 5
2 1
8
3 15 1
8
1 9
6
49
1 17 1
2 4
5
3 18 3
20
16
3
17 1
1 10
3
50
1 19 2
2 7
2
4 1 8
21
16
5
17 4
1 11
1
51
2 1 11
2 10

4 5 2
22
16
11
17 9
1 12

52
2 4 9
2 12
11
4 8 10
23
17
2
18 3
1 12
11
53
2 7 9
2 15
9
4 12 6
24
17
3
18 10
1 13
10
54
2 10 11
2 18
6
4 16 5
25
17
5
19 7
1 14
11
55
2 14 3
3 1
3
5 5
26
18

1 5
1 15
11
56
2 17 2
3 4

5 4 7
27
18
8
1 1 3
1 17

57
2 19 6
3 6
10
5 8 10
28
19
5
1 1 11
1 18
2
58
3 1 11
3 9
9
5 13 6
29
1
7
1 2 8
1 19
5
59
3 4 6
3 12
11
5 18 6
30
1 1
9
1 3 4
2
7
60
3 7 4
3 16
5
6 3 9
31
1 2
5
1 4
2 1
!l
61
3 10 4
4
3
6 9 5
32
1 3
2
1 4 7
2 2
11
62
3 13 6
4 4
4
6 15 6
33
1 3
6
1 5 1
2 4
4
63
3 16 11
4 9
3
7 2 1
34
1 4
3
1 5 8
2 5
7
64
4 9
4 14
9
7 9 1
35
1 4
6
1 6 2
2 7

65
4 4 9
5 1
1
7 16 10
36
1 5
3
1 6 10
2 8
7
66
4 9 4
5 8
1
8 5 3
37
1 5
8
1 7 5
2 10
1
67
4 15 1
5 16
1
8 14 3
38
1 6
5
1 8 1
2 11
8
68
5 1 9
6 4
9
9 4 2
39
1 6
10
1 8 9
2 13
6
69
5 9 1
6 14
8
9 14 10
40
1 7
8
1 9 6
2 15
3
70
5 18 3
7 5
3
10 6 2
41
1 8
1
1 10 4
2 17
4
42
1 8
11
1 11 3
2 19
4
43
1 9
5
1 12 5
3 I
8
T 2