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282 ADVERTISEMENTS.
London and Lancashire
FIRE INSURANCE COMPANY.
ESTABLISHED 1862.
Head Office, 45 DALE STREET, LIVERPOOL.
London Office. 73 to 76 KING WILLIAM STREET, B.C.
HEAD-OFFICE FOR SCOTLAND—
32 ROYAL EXCHANGE SQUARE, GLASGOW.
DIRECTORS IN SCOTLAND-
JAMES BAIN, Esq. Stoneywynd, Fileshire.
JAMES BOYD, Esq. ( J. & J. Boyd & Miller, Writers, Glasgow).
D. FORBES DALLAS, Esq. (Forbes Dallas, & Co., S.S.C), Edinburgh.
ROBERT KERR, Esq. (John Kerr & Co., Greenock).
JOSEPH WATSON, Esq. (Brownlie, Watson & Beckett, Writers, Glasgow).
Local Jfawa^er— ARCHIBALD BLAIR.
PROTECTION FROM FIRE is granted by this Company upon almost every description of
Property, both at Home and Abroad, at rates which will be found quite as adTantageous
to the Insured as those offered by other Offices.
SPECIAL INSURANCES. — Under this head are embraced all kinds of Manufactories
and Mills, Chemical Works, Sugar and Oil Refineries, &c., which are rated according to the
circumstances of each particular risk.
The Kates of Premium and other information may be obtained on application at any of the
Offices of the Company.
FINANCIAL POSITION.
Paid-up Capital, £212,750
Reserve Funds (exclusive of Capital), .... 994,730
Capital at Call, 1,914,750
Applications for Agencies invited.
NATIONAL PROVIDENT INSTITUTION,
ESTD.] FOR MUTUAL LIFE ASSURANCE. [1835.
Accumulated Fund exceeds £5,250,000. Claims Paid, nearly iei0,500,000.
PROFITS. The WHOLE are divided every Five Years amongst the Members without any
deduction for Dividends to Shareholders. Already divided, £5,400,000. The amount thus
divided has for many years averaged more than £130,000 per annum.
At the last (1897) Division there were then nearly lOOO Policies in respect of which not only
were the Premiums entibely extinguished, but Cash Bonuses were also paid, whilst in the
case of many Policies the original sums assured are now mobe than doubled by the Bonus
Additions.
Endowment Assurances, combining Life Assurance at minimum cost with peovision fob old
AGE, granted on exceptionally favourable terms. The practical effect of these Policies in the
National Provident Institution is that the Member^s life is assured until he reaches the age agreed
upon, and on his reaching that age the whole of the Premiums paid are returned to him, and a
considerable sum in addition, representing a by no means insignificant rate of interest on his payments.
Before assuring elsewliere, read the Prospectus of this old and wealthy institution, which may
he obtained from—
F. A. RUFF, District Manager for Scotland,
128 HOPE STRSET, GLASGOW.
Applicatioiis for Agencies invited.
48 GRACECHURCH STREET, LONDON, E.G.
I

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