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CSTAB
..^.'British
/Mercantile
Insurance Company incorporated
\by Rqyal Ch arter and/Icis of Parliamen6.
Fire- Life- Annuities.
Total Funds Exceed - - dS12,400,000
Total Income for 1805, - - £3,161,269
THE Funds of the Life Department are not liable for Obligations under the Fire Department,
nor are the Funds of the Fire Department liable for Obligations under the Life Depart-
ment. ^
GLASGOW BRANCH OFFICE— 102 ST. VINCFNT STREET.
LOCAL BOARD OF DIRECrORS.
SIB CHARLES TENNANT, Bakt., of The Glen, Chairman.
James GeAham, Esq., LL.D., I A. Cbum Maclae, Esq., of Cathkin.
E. GocRLAT, Esq., Manager, Bank of Scotland. Robert Binnib, Esq., Merchant, Greenock.
G. W. Snoixsrass, Esq., J.P. | J. F. Dalrtmple Hay, Esq., of Dunlop.
\. PBARCE Campbell, Esq. , (of Messrs. J. & W. CampbeU 4 Co.)
Local Manager— D. L. LAIDLAW. LocaZ Secretary— JOHN T. FYFE.
LIFE DEPARTMENT.
NINE-TENTHS OF THE WHOLE PROFITS OF THE LIFE ASSURANCE BRANCH ARE
ALLOCATED TO PARTICIPATING POLICIES.
IMPORTANT FEATURKS.
All Bonuses now vest on Declaration. ^ . ■, ^ . j ii,. a „...«,v.i« ««
The period during whict a lapsed Policy may he revived i8 extended to one year, and the line payable on
revival is much reduced. ... . ^^ j j • iv *. _j„j :„j „*
The Surrender Value of a lapsed Policy is now held at the credit of the assured during the extended period of
ten years; and during that period the option is allowed of taking a paid-up Pohcy calculated on very
favourable terms.
Claims paid immediately on proof of death and title.
Premiums adjusted to each half-year of age.
Minimum Surrender Values fixed. . j x. «_. j
Policy not forfeited by error in Proposal Papers, unless accompanied by n»nd.
General freedom of Policies firom restriction in Residence. Occupation, and Travel.
Reduced Rates for India, China, and the Bast generally.
Special Schemes for Life Assurance for Naval and Military Officers.
Attractive System of Provident Assurances on Children.
Reduced Tei-miuable premium Rat«s.
ANNUITY BRANCH.
ANNUITIES (Imnfiediate, Contingent, or Deferred) are granted on favourable terms.
FIRE DEPARTMENT,
Property of nearly every description Insured at Home or Abroad at the Lowest Rates of
Premium corresponding to the risk.
LOBSBB SBnXKD WITH PBOMrmCDB ANP LiBKtALm.
PROSPECTUSES, and every information, may be had at the Chief Offices, Branches, or Agencies.
Chief Ollices: EDINBURGH: 64 Princes St. LOSDOK: 61 Threadneedle Street, E.C.

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