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ADVANTAGES OFFERED
BY THE
NEW YORK LIFE INSURANCE COMPANY.
1st.— It is a MUTUAL COMPANY, AND NO LIABILITY IS INCURRED BY ITS POLICY
HOLDERS- There are no Shareholders. Profits are divided annually among the Policy Holders only.
2nd.— BONUSES can be used to reduce the second and following years' premiums, or to increase the
amount of Policy.
3rd.— BONUSES are larger and Bates on the average lower than British Companies, owing to the
higher rate of interest obtained on first-class investments in America.
4th.— SECURITY is guaranteed by the stringent laws of New York, which restrict Investments, fix
a positive standard of solvency, and require a rigid annual examination to be made by the Government
Insurance Department.
5th.— STABILITY. The accumulated funds, December 31st, 1SS4, were £12,127,930 securely invested
The annual income is £2,846,245, and the surplus over reserve and all liabilities £2,036,332.
6th.— The TONTINE POLICIES of this Company practically combine Life Insurance with an Invest-
ment or an Annuity, at the ordinary premium rates.
7th.— ANNUITIES. The amounts required to purchase these are lower on the average than those
charged by British Companies.
8th. — LD3ERALITY in payment of claims. The Records of the Company show many acknowledgments
of its liberality and fairness in the payment of claims. There are no Shareholders, and consequently no
interests adverse to those of the Policy Holders.
9th. — CLAIMS are payable in London in sterling, and all disputed claims (in case any should arise)
in Great Britain are to be decided by British Courts.
BRANCH OFFICES:
BIRMINGHAM— 121 Colmore Row.
District Manager— J. H. PIPER.
BRISTOL— Baldwin Chambers.
District Manager— W. H. COULTAS.
EXETER— 16 The Arcade.
District Manager— W. R. COLLINSON.
LIVERPOOL— B4 Exchange.
District Manager— A. DRUMMOND HENDERSON.
MANCHESTER— Albany Chambers, St. Ann's Square.
District Manager— W. A. MURRAY.
NEWCASTLE-ON-TYNE-13 Mosley Street.
District Manager — W. H. HALL.
NOTTINGHAM— Eskell Chambers, Market Place.
District Manager— FRANK R. GOUGH.
YORKSHIRE AND DURHAM— 15 Bridge Street, BRADFORD.
District Manager— W. H. HAYWARD.
GLASGOW— Herald Buildings, 69 Buchanan Street.
Manager for Scotland— W. E. HERBERT, F.S.S.
EDINBURGH— 31 Princes Street.
Agent— PATRICK TURNBULL.
DUBLIN— 4 Church Lane, College Green. BELFAST— St. Ann's Buildings.
District Manager— HENRY A. DILLON, Jun. District Agent— JAMES A. MONCRIEFF.
BY THE
NEW YORK LIFE INSURANCE COMPANY.
1st.— It is a MUTUAL COMPANY, AND NO LIABILITY IS INCURRED BY ITS POLICY
HOLDERS- There are no Shareholders. Profits are divided annually among the Policy Holders only.
2nd.— BONUSES can be used to reduce the second and following years' premiums, or to increase the
amount of Policy.
3rd.— BONUSES are larger and Bates on the average lower than British Companies, owing to the
higher rate of interest obtained on first-class investments in America.
4th.— SECURITY is guaranteed by the stringent laws of New York, which restrict Investments, fix
a positive standard of solvency, and require a rigid annual examination to be made by the Government
Insurance Department.
5th.— STABILITY. The accumulated funds, December 31st, 1SS4, were £12,127,930 securely invested
The annual income is £2,846,245, and the surplus over reserve and all liabilities £2,036,332.
6th.— The TONTINE POLICIES of this Company practically combine Life Insurance with an Invest-
ment or an Annuity, at the ordinary premium rates.
7th.— ANNUITIES. The amounts required to purchase these are lower on the average than those
charged by British Companies.
8th. — LD3ERALITY in payment of claims. The Records of the Company show many acknowledgments
of its liberality and fairness in the payment of claims. There are no Shareholders, and consequently no
interests adverse to those of the Policy Holders.
9th. — CLAIMS are payable in London in sterling, and all disputed claims (in case any should arise)
in Great Britain are to be decided by British Courts.
BRANCH OFFICES:
BIRMINGHAM— 121 Colmore Row.
District Manager— J. H. PIPER.
BRISTOL— Baldwin Chambers.
District Manager— W. H. COULTAS.
EXETER— 16 The Arcade.
District Manager— W. R. COLLINSON.
LIVERPOOL— B4 Exchange.
District Manager— A. DRUMMOND HENDERSON.
MANCHESTER— Albany Chambers, St. Ann's Square.
District Manager— W. A. MURRAY.
NEWCASTLE-ON-TYNE-13 Mosley Street.
District Manager — W. H. HALL.
NOTTINGHAM— Eskell Chambers, Market Place.
District Manager— FRANK R. GOUGH.
YORKSHIRE AND DURHAM— 15 Bridge Street, BRADFORD.
District Manager— W. H. HAYWARD.
GLASGOW— Herald Buildings, 69 Buchanan Street.
Manager for Scotland— W. E. HERBERT, F.S.S.
EDINBURGH— 31 Princes Street.
Agent— PATRICK TURNBULL.
DUBLIN— 4 Church Lane, College Green. BELFAST— St. Ann's Buildings.
District Manager— HENRY A. DILLON, Jun. District Agent— JAMES A. MONCRIEFF.
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| Scottish Post Office Directories > Towns > Glasgow > Post-Office annual Glasgow directory > 1885-1886 > (1534) |
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| Permanent URL | https://digital.nls.uk/84585169 |
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| Description | Post-Office annual Glasgow directory 1885-1886 |
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| Shelfmark | NH.675-676 |
| Additional NLS resources: | |
| Attribution and copyright: |
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More information
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| Description | Glasgow : Printed by J. Graham for the letter-carriers of the Post-Office, 1828-? Imprint and title vary. [Varying forms of title: Glasgow Post-Office directory, Glasgow Post-Office annual directory, Post Office Glasgow annual directory.] |
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| Shelfmark | Various |
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More information
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| Description | Directories of individual Scottish towns and their suburbs. |
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| Description | Around 700 Scottish directories published annually by the Post Office or private publishers between 1773 and 1911. Most of Scotland covered, with a focus on Edinburgh, Glasgow, Dundee and Aberdeen. Most volumes include a general directory (A-Z by surname), street directory (A-Z by street) and trade directory (A-Z by trade). |
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