Towns > Glasgow > 1828-1912 - Post-Office annual Glasgow directory > 1876-1877

142
ADVERTISEMENTS.
LIFE ASSURANCE SOCIETY OF THE UNITED STATES.
OF
BOARD
Jlessrs J. & P. Coats, Paisley.
A. F. Stoddard, Esq., 54 St. Vincent St., Glasgow,
and Glen Patrick, Paisley.
Messrs. Henderson Brother."? (late Handjsido &
Henderson), Glasgow.
Messrs. W. B Huggins & Co., Glasgow.
Messrs. Black & Wingate, Glasgow.
Messrs. J. & A. JiIarshall & Co., Glasgow.
Messrs. J. & R. Pkitchard & Co., Glasgow.
REFERENCE FOR SCOTLAND.
Wm. Clark, Esq., of Messrs. Jno. Clark, Jun., &
Co., Mile-end, Glasgow.
John Jeffrey, Esq., Kirkcaldy.
James F. White, Etq., Castle Huntley, Pertlisliire.
Thos. Smith, Esq., of Messrs. Henry Smith & Co ,
Dundee.
W. E. Bartlett, Esq., Manager of tlie North
British Rubber Company, Edinburgh.
Col. J. T. Robeson, U.S. Consul, Leith.
ASSETS over £6,000,000 sterling
Have been accumulated and invested only in First- Class Convertible Securities, as restricted by
the Insurance Laws of the State of New York. Such Investments are beyond the reach of
Monetary Disturbance, and complete protection to Policy-holders is thus assured.
THE AVHOLE OF THE PROFITS ARE RESERVED FOR THE ASSURED.
The greater earning power of money in the United States enables THE EQUITABLE of New
York to offer to Assurants UNEQUALLED ADVANTAGES.
A Popular Scheme of Life Insurance on
THE TONTINE PLAN
has originated with and is granted by THE EQUITABLE, which, upon a principle of deferred
bonus, adds very considerably to the proportionate profit of those holding these Policies. By
this plan the profits are only divided at stated periods, viz., in Ten, Fifteen, or Twenty Years
from date of entry. No Profits accrue to the Policy until it has reached either of these periods,
which must be determined upon at the time of application for the insurance.
When the assured's Toktine period has arrived he becomes entitled to his share of the accu-
muhited profits, and he is then given one of the following options : —
First. — To take the cash value of his Policy.
Second. — To take a paid up non-participating Policy for an equivalent of its cash value.
Should this be chosen a certificate of the good health of the applicant vs'ill be required.
Third. — A yearly increasing annuity and the original sum at death to his heirs.
The following table gives the results as estimated of the 20 years' Policies taken out on the
Tontine Savings Fund Plan of Assurance. In tlie event, however, of the Life of the assured not
reaching the special period he has elected, the face alone of the Policy is paid by the Society : —
ESTBIATED RESULTS AT THE END OF 20 YEARS ON A £1000 POLICY.
Age.
Annual Premium.
Total Amount
Paid.
Cash Val
ue.
Paid up
Policy.
Annuity and I
£1000 at Death, j
25
30
35
40
45
£19 17 6
22 14 2
26 7 6
31 5 10
37 19 2
£397 10
454 8 4
527 10
625 16 8
759 3 4
£735
868
1059
1308
1667





£1950
2020
2160
2350
2670





£30 14
40 8
57 10
84
135
1
Thus one aged 30, after 20 payments of £22. 14s. 2d., may choose any of these three ways, viz.,
Cash, £868 nnd give up his Policy; a paid-up Policy for £2020 with no more to pay; or an
a,nnuity of £40 8s., increasing yearly, and the £1000 at death to liis heirs. For Chilueen from
Ten years upwards this is a splendid way of assuring their lives. One aged 10 ceases to pay
when he or she is 30, and secures an annuity which, increasing as it does yearly, becomes a»
most valuable one, and the sum assured at death to his or her heirs.
Prospectuses, Forms of Proposals, and English Actuaries' Opinions to be obtained on applica-
tion to any of the Society's Agents, or from
WM. HOYf AT,
1st June, 187G.
Manacjei' for Scotland,
81 ST. 'GEORGE'S PLACE, GLASGOW.