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POST OFFICE REGULATIONS.
33
WESTERN AUSTRALIA.
16. The only Post Offices in Western Australia
•which are authorised to issue Money Orders on the
United Kingdom, and to pay Money Orders issued
in the United Kingdom on Western Australia, are
those at Perth and Albany (King George's Sound,
but local arrangements are now in operation in the
Colony, by which orders drawn on Perth in favour of
persons residing in the under-mentioned towns and
districts can be negotiated, and the signature of the
payee always obtained on the orders.
Australind.
Beverley.
Bunbury.
Canning.
Champion Bay.
Fremantle.
Gingin.
Greenough.
Guildford.
Erwin River.
Mandurah.
Moore River.
Northam.
Pinjarrah.
Port-Gregory.
Serpentine.
Swan.
Toodyay.
Vasse.
Victoria Plains.
Wannerenooka.
York.
WEST INDIES.
Montserrat.
Nevis (Charlestown).
St. Kitt's (Basseterre).
St. Lucia (Castries).
St. Vincent (Kingstown).
Tobago (Scarborough).
Trinidad (Port of Spain).
Turk's Island.
Antigua (St. John's and
English Harbour).
Bahamas (Nassau).
Barbadoes (Bridgetown).
Bermuda (Hamilton and
St. George's).
Dominica (Roseau).
Granada (St. George).
Jamaica (Kingstown).
17. The renewal of a lapsed order, the issue of a
duplicate order, or the stoppage of payment of an
order issued by a Colony on the United Kingdom,
will be made on application to the Comptroller of the
Metropolitan Office of that portion of the United
Kingdom in which such Colonial Order is payable,
provided an additional British Inland Rate of Com-
mission be inclosed with the application ; except in
the case of lapsed orders, when the additional com-
mission will be deducted from the amount of the new
order issued by the department ; but the lapsed order
must be transmitted with the application for its re-
newal. Postmasters in the United Kingdom have
power to transfer to other offices in the United King-
dom payment of Colonial orders originally drawn on
their own offices.
POST OFFICE SAVINGS BANKS.
18. Hours of Business. — Every Post Office Sav-
ings Bank, which is also a Money-Order Office, is
open for bank business during the same hours as for
Money Orders.
19. Amount of Deposits. — Deposits of any amount,
not less than one shilling and not including any
pence, are received at any Post-Office Savings Bank,
provided those made by any separate depositor in any
year ending on the 31st December do not increase
the total amount of his deposits by more than £30,
and provided such total amount, exclusive of interest,
is never more than £150. When any depositor's
principal and interest amount together to £200, no
more interest will be allowed until this sum of £200
be lessened.
20. Interest. — Interest calculated 3 T early at the
rate of £2 10s. per cent, per annum will be allowed
on every complete pound deposited, reckoned from
the first day of the calendar month next following
the day on which a complete pound shall have been
deposited or completed, up to the first day of the
calendar month in which the moneys are withdrawn.
The interest thus calculated will be at the rate of
one halfpenny per calendar month for every complete
pound. The interest will be reckoned to the 31st
December in every year, and will then be added to
the principal.
21. Transfers of Deposits. — A depositor in the
Post Office Savings Bank may transfer his deposits
to any other Savings Bank legally established ; and
on his written application, accompanied by his book,
to the chief office of the Postmaster-General, in a
form to be obtained at any Post Office Savings
Bank, he will be furnished with a certificate of the
whole amount due to him, and his account with the
Post Office Savings Bank will thereupon be closed.
A depositor in any legally established Savings Bank
may transfer his account to the Post Office Savings
Bank, and may require from the trustees or mana-
gers of such bank a certificate, stating the amount
due to him, and thereupon his account with such
bank will be closed. The certificate may be delivered
at any Post Office Savings Bank, and will be re-
ceived as a deposit of the amount therein set forth,
and on tbe certificate being forwarded to London,
and verified by the National Debt Commissioners,
an account for the amount thereof will be opened
with the depositor, and an acknowledgment for the
amount will be sent to him.
22. Witlidrcaoals of Deposits. — Any depositor
wishing to withdraw the whole or part of the sum de-
posited by him, must make application for the same
to the General Post Office in London, in a form which
may be obtained at any Post Office Savings Bank.
23. Repayments. — Repayments will be made only
to the depositor in person, or to the bearer of an order
under his hand, signed in the presence of either the
minister of the parish in which the depositor resides,
of a justice of the peace, or in case of sickness, of the
medical attendant.
24. Secrecy. — The officers of the Postmaster-
General engaged in the receipt or payment of deposits
will not disclose the name of any depositor, nor the
amount deposited or withdrawn by him, except to
the Postmaster- General, or to such of his officers as
may be appointed to assist in carrying out the pro-
visions of the Post Office Savings Bank Acts.
GOVERNMENT INSURANCES AND
ANNUITIES.
25. The Postmaster-General is empowered under
the Act 27 and 28 Vict. cap. 43, to insure the lives
of persons of either sex between the ages of 16 and
60, for not less than £"20 or more than £100. Ha
is also empowered under the same Act to grant im-
mediate or deferred annuities of not more than £50
on the lives of persons of either sex, and of the age
of 10 years and upwards.
The persons whose lives are insured or to whom
annuities are granted by the Postmaster-General,
have direct Government security for the payment of
the money at the proper time.
The Post Office of Glasgow has been opened for
the receipt of proposals for the insurance of lives,
and the purchase of annuities; and forms of proposal,
with full instructions for filling up and delivering
these forms, as well as every other necessary, infor-
mation, may be obtained on application.
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