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TRUSTEES.
THOMAS BROCKLEBANK, Esq., HAROLD LITTLEDALE, Esq., J. A. TOBIN, Esq.
Liverpool Board: Office, i. Dale Street.
Chairman— J. A. TOBIN, Esq.
Deputy-Chairmen— H. LITTLEDALE, Esq., and C. S. PARKER, Esq.
Samuel Afliton, Esq.
Swinton Boult, Esq.
John B. Brancker, Esq.
Thomas Brocklebank,
Esq.
Thomas Earle, Esq.
J. C. Ewart, Esq., M.P.
C. J. Forget, Esq.
H. B. Gilmour, Esq.
Thomas Haigh, Esq.
Bobert Higgin, Esq. .
Hugh Hornby, Esq.
Jofeph Hubback, Esq.
G. H. Lawrence, Esq.
Edward Moon, Esq.
Charles Mozley, Esq.
Charles Saunders, Esq.
Francis Shand, Esq.
John Swainfon, Esq.
Managing Director— SWINTON BOULT, Esq.
Rejident Secretary — Henry Thomfon, Esq. Ajjifiant Secretary — Charles Tatterfall, Esq.
Auditors — C. T. Bowring, Esq. ; Nathaniel Caine, Esq.
Medical Referees—]. R. W. Vofe, M.D. ; Thomas Inman, M.D.
Banket s — Bank of Liverpool ; Unioa Bank of London.
Solicitors — Meffrs. Lace, Banner, Gill, and Lace. Sur-veyor — ^J. Stewart, Esq.
FIR E FFsTrAN C E.
The Premiums received by the Liverpool and London and Globe Company
in the year 1863, amounted to ^^580, 000, and exceeded by not lefs than
^200,000, thofe of any other Fire Office. In 1864 thefe Premiums were
increafed to ^742,670, being an addition of ^162,000 in that fmgle year;
in two vears the increafe was ^^290, 000.
It is impoffible to read thefe figures without being ftruck with the
very gratifying extent of confidence the pubHc repofe in the Company, and
the exceedingfy r^ipid rate at w^hich the Bufmefs is grovv^ing. There is no
fecurity fo good as a well-earned name, and to be well earned it muft be
bafed on confidence. But confidence is very flow of growth. It requires
time, it needs evidence, it is the confequence of trial. It is not improvifed,
and when once given, it fhould not on light grounds be withdrawn. " To
err is human," and if any millake of judgment, or appearance of failure in
fulfilling an obligation be dete6led in a management, which by fidelity, well
tefted and allowed, has won fuch a confidence as that, it is fafer to affume
that in the particular inftance knowledge was poffefled which could not be
ufed, or that mifleading information had been given, the charafter of which
was difcovered too late, or that want of fkill or care in developing the cafe had
concealed or marred its ftrength, than to rufh into arms wide open to receive
you, with only loud profeffions of liberality, it may be, on which to bafe a
claim of preference. The LofiTes of every year teft the character of a
Company's management, and when, as in the cafe of the Liverpool and
London and Globe Company in 1864, they fum up to ^^520, 000, adjufted
and paid without complaint, the beft fecurity is given that the obligations
under its policies have been fatisfailorily difcharged, and that the real
ground of the confidence repofed in the Company is fufficiently re-
vealed.
Infurances continue to be efi^e61:ed at Home^ in the Britijh Colonies^ and
in Foreign Countries^ and all claims to be fettled with liberality and prompti-
tude. The Dire6lors have never advocated high rates of Premium, except
to meet fome temporary emergency conne6ted with a particular manufac-
\w ture or locality, in order to induce improvements in the rifks. \/r/^
^^ m

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