Towns > Glasgow > 1828-1912 - Post-Office annual Glasgow directory > 1865-1866

156 ADVERTISEMENTS.
FIRE AND LIFE ASSURANC
ESTABLISHED 1825.
INCORPORATED BY ACT OF PARLIAMENT.
GLASGOW BOARD,
Wm. Euing, Esq., Insurance Broker.
Wm. Broom, Esq., Builder.
Wm. S. Dixon, Esq., of Govan.
Chas. Kitchie, Esq., M.D., Physician.
John Cabbell, Esq., Secretary.
OFFICE-111 ST. VINCENT STREET.
BANKERS.
THE ROYAL BANK OF SCOTLAND.
LIFE DEPAETMENT.
T)HE Arrangements of this OfSce are based on principles that have been verified by
experience.
The Rates for Assurance of fixed sums are very moderate.
Extra Premiums for Foreign Residence have been dispensed Avith to a great extent, and a
ver}' important rule has been adopted to protect the interests of parties holding Policies on the
Lives of others, who may incur extra risks v>?ithout the knowledge of the holders.
For surrender of Policies of the ordinary class, after three years' endurance, a liberal return
of Premiums according to a fixed rule, is guaranteed, besides the value of vested Bonuses
M'here such have been declared.
According to the constitution of the Company, Investigations must be made at intervals not
exceeding five years. The last Investigation took place at 31st January, 1862, when Bonuses
were added to all Assurances of the Participation Class ; and the following results of this and
previous declarations may be stated.
1. A Policy for £1000 on which 7 years' premiums had been paid was increased in 1862, to £1098 2 10
2. A Policy for £1000 on which 12 years' premiums had been paid was increased to £1170 15 7
3. A Policy for £1000 on which 17 years' premiums had been paid was increased to £1243 19 1
4. A Policy for £1000 on which 22 years' premiums had been paid was increased to £1139 16 2
A further Bonus is also payable on Policies, to which vested additions have been made
becoming Claims before next Investigation- — an arrangement which secures for such case
advantages similar to those of Annual Investigations.
Policies are indisjmtable after five years, if the age of the Assured is admitted.
ANNUAL PREMIUM TO ASSURE £100 AT DEATH.
Age.
1 20
26
30
35
40
45 1 60 1
Without Profits.
1 £1 12 3
1 16 11
2 2 6
2 8 10
2 17 1
3 5 10 1 3 18 6
With Peofits.
1 £1 16 6
2 1 8
2 8 1
2 16 2
3 4 6
3 13 9 1 4 7 3
Prospectuses, with every information, and forms of proposal may be obtained at any of the*
Offices or Agencies of the Company.
FIEE INSUEANOES
Are effected at the most moderate rates on every description of property, including Special
Risks, such as Sugar-Houses, Cotton-Mills, Joiners' and Cabinetmakers' Workshops,
Saw-Mills AND THEIR Contents. Claims promptly settled. Policies transferred free oj
expense.
Loans Granted, Annuities Sold or Purchased, and Eeversions Bought on Liberal Terms.
By order of the Board. CHARLES F. GRIFFITH, Manager.
Aberdeen, May, 1865. ALEX. STABLES, JuNR., Skcketaky.
^^ For Agents, see Trades^ Directory.