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POST OFFICE REGULATIONS.
31
Newfoundland, New South Wales, New Zealand,
Nova Scotia, Prince Edwaid Island, Queensland,
St. Helena, Seychelle Islands, Shanghai, Smyrna,
South Australia, Straits Settlements, Suez, Switzer-
land, Tasmania, United States, Valparaiso, Victoria,
West Coast of Africa, West Indies, Western Australia,
Yokohama.
19. The scale of Commission fur Orders payable
abroad * is as follows: —
If payable in Belgium, Denmark, France, Ger-
many, Heligoland, Holland, Italy, Switzerland, Gibral-
tar, Malta, or Constantinople, for sums not exceeding
£2, 9d. ; £5, Is. Gd. ; £7, 2s. 3d.; £10, 3s. If
payable in- any other place abroad (including most of
the Colonies) authorized to transact Money Order
business with this country, for sums not exceeding
£2, Is.; £5, 2s.; £7, 3s.; £10, 4s.
20. The issue of a duplicate Order, or the stoppage
of payment of an Order issued by a Colony on the
United Kingdom, will be made on applicatiorfto the
Controller of the Metropolitan Office of that portion
of the United Kingdom in which such Colonial Order
is payable, provided an additional Btitish Inland
Rate of Commission be enclosed with the application.
Postmasters in the United Kingdom have power to
transfer to other Offices in the United Kingdom
payment of colonial orders otiginally drawn on their
own offics. As regards Foreign Money Orders,
applications should be made to the Controller of the
Money Oider Office, London.
21. Orders issued in the United Kingdom and
payable in the German Empire are subject to the
conditions that govern the payment cf orders in that
Empire. Orders issued in Paris on the United King-
dom cannot be paid after three months from the date
of issue, without the authority of the French Post
Office. ■
POST OFFICS SAVINGS BANKS.
22. Hours of Business. — Every Post Office Sav-
ings Bank, wh ch is also a Money-Order Office, is
open for bank business during the same hours as for
Money Orders.
23. Amount of Deposits. — Deposits of any amount,
not less than one shilling and not including any
pence, are received at any Post Office Savings Bank,
provided those made by any separate depositor in
any year ending on the 31st December do not in-
crease ihe total amount of his deposits by more
than £30 in any year ending the 31st December, or
make any further deposit when the amount standing
in his name, exclusive of the interest, exceeds £150.
When any Depositor's principal and interest amount
together to £200, all interest will cease so loDg as
the balance of the account continues to amount to
the said sum of £200.
24. Interest. — Interest, calculated yearly at the rate
of £2 10s. percent, perannum, will beallowed on every
complete pound deposited, reckoned from the first
day of the calendar month next following the day on
which a complete pound shall have been deposited or
completed, up to the first day of the calendar month
in which the moneys are withdrawn. The interest
thus calculated will be at the rate of one halfpenny
per calendar month for every complete pound. The
interest will be reckoned to the 31st December in
every year, and will then be added to the principal.
* Considerable variations in the rates of exchange with.
any foreign country may occasionally necessitate an in-
crease or decrease of the commission.
25. Deposits made in Scotland by a married
woman, or by a woman afterwards married, will
be repaid to her unless her husband shall give notice,
in writing, to the Postmaster-General requiring pay-
ment to be made to him. This rule applies also to
deposits made in England or Ireland before the 9th
of August, 1870 ; fi om which day, by the passing of
the Married Women's Property Act, sll deposits
made in England or Ireland by a married woman,
or by a woman who may afterwards marry (unless
the money belong to her husband and be deposited
without his consent), are the separate and uncon-
trolled property of the woman.
26. Transfers of Deposits. — A Depositor in the
Post Office Savings Bank may transfer his deposits
to any other Savings Bank legally established ; and,
on his written application, accompanied by his book,
to the Chief Office of the Postmaster-Genera', in a
form to be obtained at any Post Office Savings Bank,
he will be furnished with a certificate o£ the whole
amount due to him ; and his account with the Post
Office Savings Bank will thereupon be closed. A
Depositor in any legally established Savings Bank
may transfer his account to the Post Office Savings
Bank, and may require from the trustees or managers
of such bank a certificate, stating the amount due to
him ; and thereupon his account with such bank will
be closed. The certificate may be delivered at any
Post Office Savings Bank, and will be received as a
deposit of the amount therein set forth ; and on the
certificate being forwarded to London, and verified
by the National Debt Commissioners, an account for
the amount thereof will be opened with the Depositor,
and an acknowledgment for the amount will be sent
to him.
27. Withdrawal of Deposits. — Any depositor
wishing to withdraw the whole or part of the sum
deposited by him, must make application for the
same to the General Post Office in London, in a
form which may be obtained at any Post Office
Savings Bank.
28. Repayments. — Repayments will be made only
to the depositor in person, or to the bearer of an
order under his hand, signed in the presence of either
the minister of the parish in which the depositor
resides, of a justice of the peace, or in case of sick-
ness, of the medical attendant.
29. Secrecy.— The Officers of the Postmaster-
General engaged in the receipt or payment of deposits
will not disclose the name of any depositor, nor the
amount deposited or withdrawn by him, except to
the Postmaster- Genera], or to such of his officers as
may be appointed to assist in carrying out the pro-
visions of the Post Office Savings Bank Acts.
GOVERNMENT INSURANCES AND
ANNUITIES.
30. The Postmaster-General is empowered under
the Act 27 and 28 Vict. cap. 43, to insure the lives
of persons of either sex between the ages of 16 and
60, for not less than £20 or more than £100. He
is also empowered under the same Act to grant im-
mediate or deferred annuities of not more than £50
on the lives of persons of either sex, and of the age
of ten years and upwards.
The persons whose lives are insured or to whom
annuities are granted by the Postmaster-General,
have direct Government security for the payment of
the money at the proper time.

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