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POST-OFFICE DIRECTORY ADVERTISER. 17
SCOTTI SH
COMMERCIAL INSURANCE COMPANY.
FIRE— LIFE— ANNUITIES.
CAPITAL, TWO MILLIONS STERLING.
HEAD OFFICE-133 WEST GEORGE STREET, GLASGOW.
BOARD OF DIRECTORS.
Chairman— ALEXANDER CEUM, Esq. of Thornliebank.
H. E. Cbtjm-Ewihg, jun., Esq., Merchant, Glasgow.
Hugh Brown, Esq., Manufacturer, Glasgow.
Ejchard Kidston, Esq. (Messrs. A. G. Kidston
& Co.), Glasgow.
James King, Tounsrer of Campsie, Esq., Glasgow.
James Kirkland, Esq., Glasgow.
Chaeles Randolph, Esq., Shipbuilder, Glasgow.
General Manager— FEEDEBIC J. HALLOWS.
John Moffat, Esq., Ardrossan.
D. S. Cargill. Esq. (Messrs. William Milne &
Co., Merchants), Glasgow and Ceylon.
W. Smith Dixon, Esq., of Glasgow, and 14
Grosvenor Place, London, Ironmaster.
John M Andrew, Esq., Glasgow.
EDINBURGH BRANCH-77 GEORGE STREET.
EDINBURGH BOARD.
C. Tennant Couper, Esq., Advocate.
A. G. Cuthbertson, Esq., Merchant, Leith.
J. T. Black, Esq. (Messrs. A. & C. Black, Pub-
lishers).
Thomas Dickson, Esq., 6 Grosvenor Crescent.
James Watt, Esq., Ex-Provost of Leith.
Frederic J. Hallows, Esq., Manager of the
Company.
Resident Secretary— JAMES MUERAY.
Mediccd Referees— BENJAMIN BELL, Esq., and CLAUD MUIRHEAD, Esq., M.D., F.EC.P.
Solicitors— Messrs. DOVE & LOCKHAET, S.S.C., and Messrs. J. & E. A. EOBERTSON, S.S.C
Bankers— THE EOYAL BANK OF SCOTLAND.
The Eeport of the Directors for the Tear ending 31st December 1875 exhibits the
following Figures, viz. : —
1875. 1874.
Gross Fire Premiums £227,829 17 3 . £152,416 18 11
Net Premiums, 176,360 5 8 . 117,842 19 11
Fire Losses, 102,370 5 6 . 65,159 4 7
Paid-up and Accumulated Funds, . . . 221,002 13 3 . 196,271 18
LIFE DEPARTMENT.
THE EATES OF PEEMIUM have been calculated with care, and will be found Moderate and
Equitable.
The EXPENSES OF MANAGEMENT have been throughout exceptionally low,— last year being
only 8*59 per ceDt. of the Premium Income.
The BONUS Addition to the Sums assured during the past five years was at the rate of £1, 7s. 6<L
per cent, per annum, and an intermediate Bonus of £1 was provided for.
FIRE DEPARTMENT.
The DLEECTOES SOLICIT PEOPOSALS for Insurance on Houses, Manufactories, Rente,
Furniture, Goods, and Merchandise, Farming Stock, Shipping in Port or in Dock or whilst building,
from Loss or Damage by Fire, and will issue Policies therefor upon Liberal Terms.
POLICIES TRANSFERRED from other Offices without additional cost or trouble to the Assured.
Applications for Agencies are invited.
Policies issued and Losses adjusted at the
EDINBURGH OFFICE— 77 GEORGE STREET.
JAMES MURRAY, Resident Secretary.

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