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(519)
POSTAGE DIRECTORY— RATES.
r>j.n
After once payin;? a Money Order, by whom-
soever presented, the oflFice is not liable to any
further claim.
To guard against any person, even if ho obtain
possession of a Money Order, fraudulently getting
it cashed, the remitter is recommended —
1. When ho is well known to the payee, to sign
the letter enclosing the order with his initials
only.
2. When this is not the case, either to make the
order payable ten days after date, or to
register the letter enclosing it, or to make
the order payable through a bank.
3. When it is not considered expedient to adopt
either of these courses, to send the remitter's
name (without a knowledge of which pay-
ment cannot be obtained) in a separate letter
from that containing the Money Order; al-
though this latter precaution is much less
effective than either of the others.
Payment of an order cannot be demanded on the
same day as that on which the order was issued.
In case of the miscarriage or loss of an inland
Money Order, a duplicate is gi-anted on a written
application (with the necessarj^ particulars, and
enclosing the amount of a second commission, in
postage stamps) to the Controller of the Money
Order Office of England, Scotland, or Ireland, as
tlie case may be, where the original order was
isgued ; and if it be desired to stop payment of an
inland order, a similar application, with a like
enclosure of postage stamps, must be made to the
Controller of the Money Order Office of that part
of the kingdom in which the order is payable. If
alteration in the name of the payee or remitter of j the Act 27 & 28 Vict. c. 43, to insure the lives
an inland Money Order should be required, appli-iof persons of either sex, between the ages of IG and
cation must be made by the remitter to the post- GO, for not less than £20 or more than £100. He
MALTA, MONTE VIDEO, I'EliNAMBUCO, and
llIO JANEHtO, at a cliarge equal to threefold
the commission on Inland Money Orders ; and on
Money Order Offices in the List on p. bb^, at ii charge
equal to fourfold such commission.
The renewal of a lapsed order, the issue of a
duplicate order, or the stoppage of payment of an
order issued by a colony on tlie I'niti-d Kingdom,
will be made on application to tlie Controller of the
Metropolitan Office of that portion of the Cnited
Kingdom in which such Colonial Order in payabl''^
provided an additional British inland rate of com-
mission be enclosed with the application ; except
in the case of lapsed orders, when the additional
commission will be deducted from tlie amount of
the new order issued by the department; but the
lapsed order must be transmitted with the applica-
tion for its renewal. Postmasters in the United
Kingdom have power to transfer to other offices in
the United Kingdom payment of colonial orders
originally drawn on their own offices.
For repayment of the amount of a Money Order,
or for the correction of any error respecting the
name of the payee or remitter of an order issued
by a colony on the United Kingdom, the applica-
tion on the subject, enclosing an additional colonial
inland rate of commission, must be addressed t(>
the Controller of the Metropolitan Office of the
colony in which such order was issued.
PEINCIPAL RULES OF THE GOVERNMENT
INSURANCE AND ANNUITY OFFICE.
1. The Postmastei'-General is empowered, under
master of the office at which the order was issued,
and a second commission must be paid. Should
transfer of payment of an inland order from one
office to another in the United Kingdom, or repay-
ment of the amount of an order, be required, an
application enclosing the order must be made to
the postmaster at whose office the order is payable,
who will transmit in exchange a new order payable
at the place desired, but for a less sum than the
original order by the amount of the second com-
mission charged for the re-issue. Proper printed
forms for making applications in all these cases
may be obtained at any Money Order Office, and
full instructions on the subject will be found printed
at the back of the Money Oi'der. Whenever, on
complaint being made, it is found that the necessity
is also empowered under the same Act to grant
Immediate or Deferred Annuities of not more than
£50 on the lives of persons of either sex, and of the
age of 10 years and upwards. The persons whose
lives are insui'ed, or to whom Annuities are granted,
by the Postmaster-General, have direct Govern-
ment security for the payment of the nioucj' at the
proper time.
2. Tables of the premiums to be charged for the
Insurance of Lives ; for the grant of Immediate
Annuities ; for the grant of Deferred Annuities or
Deferred Monthly Allowances, without return of
purchase money, and for the grant of DefciTed An-
nuities or Deferred Monthly Allowances, with re-
turn of purchase monej', may be seen at the General
Post Office.
for an application, entailing the pavment of a fresh
commission, is attributable to the'Post Office, the premiums charged for the insurance of live.s.
The life of a man or woman in his or her 30th
charge will be remitted to the applicant, and im
posed on the officer in fault.
A postmaster is required to give information how
to apply for a duplicate order, etc., and must furnish
the prescribed form of application. If payment of
an order be refused, in consequence of the replies
to the questions respecting the remitter not corre-
sponding with the entries in the advice, or of a
difference in the name in the receipt, the applicant
for payment should communicate with the remitter,
and request him to apply personally to the issuing
postmaster.
No letter-carrier, rural messenger, or other ser-
vant of the Post Office, is bound to procure a Money
Order for any person, or to obtain payment for
one ; but such services are not forbidden.
Money Orders are issued at all Money Order
Offices in the United Kingdom of Great Britain
and Ireland (see List, p. 546) : on Monej' Order
Offices in ALEXANDEIA, BAHIA, BUENOS
AYEES, CONSTANTINOPLE, GIBEALTAE,
year may be insured for £100 —
By a single payment of
or.
By an annual payment, throughout
life, of ... .
or.
By a fortnightly payment, throughout
life, of ... .
£
43
.^. d.
2 C
2 2
Bj' an annual payment, until the in-
sured person reaches the age of
60, of . . . . 2 13 10
or,
By a fortnightly payment of . . 2 C
Smaller sums may bo insured by proportionate pay-
ments, but no one of the periodical payments must
be of less amount than two shillings.
No one life can be insured for less than £20 ia

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