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INSURANCE DIRECTORY. XXV
GUARDIAN FIRE AND LIFE ASSURANCE COMPANY,
No. 11 LOMBARD STREET, LONDON,
AND
No. 4 ST ANDREW SQUARE, EDINBURGH.
CAPITAL, £2,000,000.
C0mmtttEe of iHanagemmt fax Scotlanti.
SIR JOHN HOPE of Craighall, Bart., Chairman.
Robert Rutherford, Esq. I George Robertson, Esq.
J. Melville, Esq. | James Dundas, Esq.
Alex. Thomson, Esq.
Royal Bank, Bankers. Hope & Oliphant, W.S., Solicitors.
Dr W. Robertson, Physician. Hugh Mitchell, Secretary.
Mvt Department.
THE allowance of Ten per Cent which has been made on the Premiums paid on Policiea of
Seven Years' standing, is the surest proof of the unprecedented success of this Institution.
Life Department
Under the Provisions of an Act of Parliament, recently obtained, this Company now offers to
future Insurers a Low Bate of Premium, without participation in Profits ; or a Moderate Scale of
Premiums, with Four-fifths of the Profits to be derived from all Assurances hereafter effected.
The Divisions of Profits, which heretofore have been made Septennially, will in future be
made Quinquennially, the first of such Divisions to be declared in June 1855, when all Participat-
ing Policies, which shall have subsisted at least one year at Christmas 1854, will be allowed to
share in the Profits.
At the several past Divisions of Profits made by this Company, the Reversionary Bonuses
added to the Policies from One-half the Profits, amounted, on an average of the different Ages, to
about One per cent per annum on the Sums Insured, and the total Bonuses added at the four
Septennial Divisions exceeded L.770,000.
FOREIGN RISKS.
The Extra Premiums required for the East and West Indies, the British Colonies, and the
northern parts of the United States of America, have been materially reduced.
LOANS
Granted on Life Policies to the extent of their values, provided such Policies shall have been
effected a sufficient time to have attained in each case a value not under L.50.
No additional Premium will be required from Military Men, unless when called into actual
service. No charge will be made for Entrance-Money, Admission Pees, or for Policies beyond the
cost of the Stamp.
AGENTS.
Aberdeen Me ALEX. CHIVAS.
Dundee Mk JOHN ANDERSON.
Edinburgh Mk HUGH MITCHELL.
Glasgow Mr WILLIAM PERRY.
Greenock Me R. W. ROBERTSON.
Leith Mr JAMES USHER DUNLOP.
Paisley Mb GEMMEL.