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14 EDINBURGH AND LEITH
ENGLISH AND SCOTTISH
LAW LIFE ASSURANCE ASSOCIATION,
120 PRINCES STREET, EDINBURGH.
ESTABLISHED 1839— CAPITAL, ONE MILLION.
The Eiglit Honourable tlie Earl of Glasgow, Lord Clerk Register of Scotland.
The Eight Honourable Lord Monckeiff of Tulliebole, Lord Justice-Clerk of Scotland.
The Honourable Lord Adam. I Edward Kent Karslake, Esq., Q,.C.
The Honourable Mr. Justice Field. | William Smythe, Esq. of Methven.
Sir Hardinge Stanley Giffard, Q.C, M.P.
directors in lEtinburgfj.
Andrew Beatson Bell, Esq., Advocate.
John Cook, Esq., W.S.
Alex. Eorbes Irvine, Esq. of Drum, Sheriff of
Argyll.
jEneas J. G. Mackay, Esq., LL.D., Advocate.
Solicitors — Messrs. Hope, Mann, & Kirk, W.S.
Physician— R. J. Blair Cunynghame, Esq., M.D. Secretary— WAhTEU A. Smith, Esq.
Manager- Wit.uAM Smith, Esq., LL.D., F.I. A.
Fletcher Norton Menzies, Esq. of Menzies.
Ealph Ei'.skine Scott, Esq., C.A.
Archibald Steuart, Esq., W.S.
Egbert Strathern, Esq., W.S.
THIS ASSOCIATION presents the benefits of Life Assurance in a variety of forms adapted to
the circumstances and requirements of all classes, at Bates of Premium which will bear favour-
able comparison with those of any other Company affording similar advantages. It also furnishes
PROVISIONS FOR OLD AGE
in the shape of Endowment- Assurances, payable to the Assured themselves on the attainment of
Specified Ages, or to their Eepresentatives at death, should that happen sooner.
NON-FORFEITURE POLICIES.
Under the Non-Forfeiture System, premiums are payable for a limited number of years only,
and each payment (after a fifth of the whole number has been made) secures absolutely a proportionate
IMrt of the Sum Assured. Policy-holders can thus, if they find it expedient, discontinue the payment of
premiums without losing any of the benefits for which they may have already paid.
FAMILY TRUST POLICIES.
Policies on the Non-Forfeiture System are now issued under the 'Married Women's Policies
OF Assurance (Scotland) Act, 1880,' securing Family Provisions free from the control of Creditors.
The Association is thus in a position to offer an absolutely secure provision for the family of an assured
lite for every premium paid, without the necessity of a separate Trust Deed.
IMMEDIATE PARTICIPATION IN PROFITS.
The Profits are ascertained and divided evei-y Five Years, — Nine-Tenths (Ninety Per Cent.)
being appropriated to the Assured, and each Policy-holder having an equitable share allotted to him, ,
however recent his Assurance. At the Seven successive Periodical Investigations, which took place ini
1846, 1853, 1860, 1865, 1870, 1875, and 1880, Eetersionary Bonus Additions, at rates which have '
never been less than
ONE POUND TEN SHILLINGS PER CENT. PER ANNUM,
were made to the Sums Assured by all Participating Policies effected for the whole term of life. Thus
a Policy for £1000 opened in 1840 now amounts to £1660.
The Eighth Quinquennial Investigation and Division of Profits will take place at Christmas
1885.
SUBSISTING ASSURANCES, . . £4,350,000 I CLAIMS PAID, £1,965,000
INVESTED FUNDS, .... 1,280,000 | REVERSIONARY BONUS DECLARED, 733,000
Loans are granted, in connection with Life Assurance, on Life Interests, Eeversions, Pep^onal
and other approved securities.
N.B. — A detailed Prospectus may be had on application.
OFFICES.
EDINBURGH: 120 PRINCES STREET, . William Smith, iliaHa^/er.
LONDON : 12 WATERLOO PLACE, . . J. Hill Williams, Actuanj.
GLASGOW : 105 ST. VINCENT STREET, . John Oswald, Secretary.
DUBLIN : 41 LOWER SACKVILLE ST., . David Drimmie, Secretary.
LIVERPOOL : 5 CHAPEL STREET, . . Martin L. Moore, Secretary.

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