Towns > Edinburgh > 1846-1975 - Post Office Edinburgh and Leith directory > 1883-1884

POSTAL DIRECTORY— RATES.
647
the United Kingdom payment of colonial and
foreign orders originally drawn on their own
offices.
Orders issued in the United Kingdom on Belgium,
Denmark, Danish West Indies, the Dutch East
Indian Possessions, Egypt, France, Holland,
India, Italy, Japan, Norway, Sweden, Switzer-
land, United States, and the British Colonies,
are payable for twelve months after the month of
issue. Orders issued in the United Kingdom on
the German Empire, Heligoland, and India are
subject to the regulations which govern the pay-
' ment of Money Orders in those countries.
POSTAL ORDERS.
The following are the amounts for which Postal
Orders are issued, together with the poundage
payable in respect of each order : —
Is. or Is. 6d., -Jd. each.
2s. 6d., OS., or 7s. 6d., . . . Id. each.
10s., 12s. 6d., 15s., 17s. 6d., or 20s., 2d. each.
The person to whom a Postal Order is issued
must, before parting with it, till in the name of the
person to whom the amount is to be paid, and may
fill in the name of the Money Order Office at which
the amount is to be paid. The person so named
must, before payment can be made, sign the receipt
at the foot of the order, and must also fill in the
name of the Money Order Office, if that has not
been already done.
Every person obtaining a Postal Order should
keep a record of the number, date, and office of
issue to facilitate inquiry in case of loss.
If a Postal Order be crossed ' cf' Co.,'
payment will only be made through a banker, and
■if the name of a banker is added, payment will
only be made through that banker.
A Postal Order presented by, or through a
banker for payment will not (in the absence of an
■express arrangement between such banker and
the Postmaster- General to the contrary) be paid
until after such order has been examined at the
Chief Office.
After a Postal Order has once been paid, to
whomsoever it is paid, the Postmaster-General
will not be liable for any further claim.
If any erasure or alteration be made, or if the
order is cut, defaced, or mutilated, payment may be
refused.
After the expiration of three months from the
last day of the month of issue, a Postal Order will
be payable only on payment of a commission equal
to the amount of the original poundage, with the
addition (if more than three months have elapsed
since the said expiration) of the amount of the
original poundage for every further period of
three months which has so elapsed, and for every
portion of any such period of three months over
and above every complete period.
The commission thus paid must be affixed in
postage stamps to the face of the order.
These orders are only payable in the United
Kingdom, Gibraltar, and Malta.
POST OFFICE SAVINGS BAirKS.
Post Office Savings Banks are established at all
Money Order Offices, and are open for bank busi-
ness during the same hours as for money orders.
Deposits of one shilling, or of any number
of shillings, may be made, but no one may de-
posit more than £30 in one year ending 31st
December, or make any further deposit when the
amount standing in his name, exclusive of interest,
has reached £150. (The limits of £30 and £150
are irrespective of any sums deposited for the
purpose of immediate investment in Government
Stock.)
Any person desirous of saving one shilling by
means of jDcnny contributions, for deposit in the
Post Office Savings Bank, may do so by purchasing
with every penny so saved a Penny Postage Stamp,
and affixing it to a form to be obtained at any
Post Office. When twelve such stamps have been
so affixed, the form may be taken to any Post
Office Savings Bank in the United Kingdom, where
it will be received by the Postmaster, and one
shilling be allowed and accepted as a deposit. If
the stamps affixed to the form are defaced, or in
any way damaged, they will not be accepted.
Interest, calculated yearly at the rate of £2, 10s.
per cent, per annum, is allowed until the sum due
to a depositor amounts to £200, when interest
ceases to be allowed. The calculation is made
from the first day of the calendar month next
following the day on which a complete pound
shall have been deposited or completed up to the
last day of the calendar month preceding the day
on which a warrant for repayment is issued. The
interest thus calculated will be at the rate of one
halfpenny per calendar month for every complete
pound. The interest will be reckoned to the 31st
December in every year, and will then be added
to the principal.
Besides ordinary persons, deposits may be made—
(A.) By a trustee on behalf of another person,
in the joint names of such trustee and the
person on whose account such money shall be
so deposited ; but repayment of the same, or
a.ny part thereof, will not be made without the
receipts of both parties. A person may act as
trustee in any number of accounts, and at the
same time have an account in his own name.
(B.) By two persons jointly on their own behalf,
provided neither of them is akeady a depositor.
(0.) By, or for the benefit of, children, but will
not be repaid until they attain the age of 7
years; but in the event of death before the
age of 7 years, the money (unless, exclusive
of interest, it exceeds £50, when letters of
administration require to be taken out) will
be payable to the father or next of kin.
(D.) By the trustees or treasurer of any legally
established friendly, charitable, or provident
society, or penny savings bank, provided such
trustees or treasurer make application by post
to the Controller of the Savings Bank Depart-
ment, accompanied by a copy of their rules.
Such societies, etc., are allowed to invest con-
siderably beyond the usual limit, or even
without restriction as to amount, according to
circumstances.
(E.) In the name of the Registrar of any County
Court. Under the 24th sect, of the Act 30 and
31 Vict. c. 142 (County Courts Act), 'trust'
moneys ' not in excess of £500 may be thus
deposited; and under the 26th sect., money
paid into a County Court in 'equitable pro-
ceedings ' may be deposited by the Eegistrar
without restriction as to amount.
Deposits may be made by a married woman ;
and if her husband be domiciled in Scotland,
repayments will be made, subject to the^provisions
of the Acts of 1877 and 1881, which extends to
Scotland only.
Once in each year, on the anniversary of the
d&.y on which the first deposit was made, the
depositor must forward the deposit book to the
Controller of the Post Office Savings Bank De-
partment in London, in order that it may be