Scotland > 1862, 1868, 1872, 1875, 1882-1885, 1886-1889, 1893-1896, 1901-1904 - County directory of Scotland > 1886-1889

County Directory of Scotland Advertiser.
V
ESTABLISHED 1859.
THE EQUITABLE
ITifc gissiaiimc §0tictn nf tijc Unitcb ^tate^.
Head Office for Scotland— 156 BUCHANAN STREET, GLASGOW,
Edinburgh Office— 31 GEORGE STREET.
SSoatb of IRefcvencc for ScotIan&,
KoBERT Miller, Esq. (James Miller, Son, & Co ),
Glasgow.
John S. Templeton, Esq. (James Templeton &
Co.), Glasgow.
James Fixdlay, Esq. (Carslaw & Henderson),
Glasgow.
Anderson Kirkwood, Esq., LL.D., 145 West
George Street, Glasgow.
George Coats, Esq , Kingston Grain Mills, Glas-
gow.
KiCHARD Sandeman, Esq., 15 George Square,
Glasgow.
J. li. Cochrane, Esq., Alb3'n Mills, Glasgow.
Dr. S. J. MopRE, 15 Blythswood Square, Glasgow.
Messrs. Hendkkson Brothers, Glasgow.
Messrs. Black & Wingatk, Glasgow.'
A.
150 Ingram Stieet,
Glasgow.
Rubber Company,
D. KuTHERFURD, Esq.,
Glasgow.
Messrs. W. B. Huggins & Co.,
W. E. Bartlett, Esq., N.B.'
Edinburgh.
John Barry, Esq., M.P. (John Barry, Ostlere,
& Co. Limited), Kirkcaldy.
Messrs. T. & D. M'Oulloch, Vulcan Works,
Kilmarnock.
Alex. Henderson, Esq. (Henderson & Co.),
Dundee.
Peter Matthew, Esq., Panmure Street, Dundee.
Peter Esslemont, Esq., M.P., Aberdeen.
James F. Kellas, Esq., Eegent Quay, Abei'deen.
W. A. M'Intyre, Esq. (M'Intyre & Co.), Blair-
gowrie.
ffianfters— THE CLYDESDALE BANK LIMITED, GLASGOW.
Chief fllietiical fivamincv— DR. S. J. MOOEE, 15 BLYTHSWOOD SQUARE, GLASGOW.
The Income in 1884 exceeded . . £3,000,000 I The Assets exceed .... £12,500,000
The New Business in 1884 exceeded 17,500,000 | The Surplus exceeds . . . 2,800,000
Over £16,800,000 have been paid to Policy-holders in Twenty-five Years,
AH Profits divided among Policy-holders. Policies indisjmtable after three years from their date.
THIS Society for some years has done the largest business of any office in the world,
and has introduced a new form of Life Assurance, known as the Non-Forfeiting
Tontine or Semi-Tontine Policy. On this plan Profits are divided at stated periods, viz.,
TEN, FIFTEEN, or TWENTY YExlRS, which must be determined upon at time of entry.
When the Assured's TONTINE period has arrived, he becomes entitled to his share of the
Accumulated Profits, and he is then given one of the following options : —
First. To take the cash value of his Policy.
Second. To take a paid-up uon-particijiating Policy for an equivalent of its cash value.
Tliird. A yearly increasing Annuity, and the original sum at death to his heirs.
The following Table gives the results, as estimated, of a Twenty-year Policy taken out
on the Tontine Savings Fund plan of Assurance.
Sum Assured, £1000.
ESTIMATED RESULTS AT THE END OF TWENTY YEARS.
Age.
Annual
Premium.
Total Premiums ^^^^^^^^
■^^'^- Policy.
Equivalent
Value in
Paid-up Policy.
Annuity for
Life, and
£1000 at Death.
25
35
45
£19 17 6
2G 7 6
37 19 2
£397 10 £533
527 10 769
759 3 4 1190
£1290
1460
1810
£8 14 8
22 1 8
67 13 5
This Policy is non-forfeiting, i.e., it has a Surrender value in Paid-up Assurance after
its third year.
Prospectuses, giving results of Tontine experience. Forms of Proposal, and any other
information, may be obtained on application to any of the Society's Agents, or from
WILLIAM HOW^AT, Manager for Scotland,
156 BUCHANAN STREET, GLASGOW.