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r. ;
ORTH-
{Mercantile
Insurance Company incorporated
\ by Rg yal Ch arter and/Jets of Parliament.
Fire- Life- Annuities.
Total Funds Exceed
Total Income fop 1S97. -
- £13,550,000
- £2.927,988
THE Funds of the Life Department are not liable for Obligations under the Fire Department,
nor are the Funds of the Fire Department iiable for Obligations under the Life Depart-
ment.
GLASGOW BRANCH OFFICE— 102 ST. VINCENT STREET.
LOCAL BOARD OF DIRECTORS.
SIR CHARLES TENNANT, Dart., of The Glen, Chairman.
Robert Binnib, Esq., Merchant, Greenock.
J. F. Dalrymple Hay, Esq., of Dunlop.
M. Pearce Campbell, Esq.,
'of Messrs. J. & W. Campbell 4 Co.)
JOHN J. COATS, E8q., (of Messrs. A. J. u Graham)
Local Manager— -D. L. LAIDLAW. Local Secretary— JOHN T. FYFE.
R. Gourlay, Esq., Manager, Bank of Scotland
G. W. Snodgrass, Esq., J.P.
A. Crum Maclae, Esq., of Cathkin.
LIFE DEPARTMENT.
NINE-TENTHS OF THE WHOLE PROFITS OF THE LIFE ASSURANCE BRANCH ARE
ALLOCATED TO PARTICIPATING POLICIES.
IMPORTANT FEATURES.
All Bonuses now vest on Declaration.
The period during which a lapsed Policy may be revived i3 extended to one year, and the fine payable on
revival is much reduced.
The Surrender Value of a lapsed Policy is now held at. the credit of the assured during the extended period of
ten years ; and during that period the option is allowed of taking a paid-up Policy calculated on very
favourable terms.
Claims paid immediately on proof of death and title.
Premiums adjusted to each half-year of age.
Minimum Surrender Values fixed.
Policy not forfeited by error in Proposal Papers, unless accompanied by fraud.
General freedom of Policies from restriction in Residence. Occupation, and Travel.
Reduced Rates for India, China, and the Bast generally.
Special Schemes for Life Assurance for Naval aud Military Officers.
Attractive System of Provident Assurances on Children.
Reduced Terminable Premium Rates.
New and Valuable Threefold Option Scheme.
ANNUITY BRANCH.
ANNUITIES (Immediate, Contingent, or Deferred) are granted on favourable terms.
FIRE DEPARTMENT.
Property of nearly every description Insured at Home or Abroad at the Lowest Rates of
Premium corresponding to the risk.
L088E8 SETTLED WITH PHOMPTITUDB AND LIBERALITY.
PROSPECTUSES, and every information, may be hod at the Chief Offices, Branches, or Agencies.
Chief Offices: EDINBURGH: 64 Princes St. LONDON: 61 Tnreadneedle Street, E.G.

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