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108 POSTAL DIRECTORY.
Money Orders do not require a receipt stamp.
Although at the end of twelve months from that in which it was issued, at
Money Order, if still unpaid, becomes legally void, nevertheless, when a good
reason can be given for the delay in presenting it, an application for payment,
subject to a certain deduction, is entertained.
No application can be entertained for compensation for alleged injury from
the non-payment of a Money Order at the expected time.
After once paying a Money Order, by whomsoever presented, the Office is
not liable to any further claim.
Postal Order's.
Postal Orders for certain fixed sums from Is. up to £1 are now issued
in the United Kingdom, at the British Post Office at Constantinople, and
in Malta, Gibraltar, India, Straits Settlements, Hong Kong, and Newfound-
land. Such Postal Orders are paid at all Money Order Offices in the United
Kingdom, and at the British Post Office, Constantinople. Payment is also
made in Malta and Gibraltar provided the Orders were issued in the
United Kingdom or at the British Post Office, Constantinople.
The following are the amounts for which Postal Orders are issued, to-
gether with the Poundage payable in respect of each Order :—
Amount of Order. Poundage. Amount of Order. Poundage.
Is. Od id. 4s. 6d Id.
Is. 6d id. 5s. Od Id.
2s. Od Id. 7s. 6d Id.
2s. 6d Id. 10s. Od Id.
3s. Od Id. 10s. 6d Id.
3s. 6d Id. 15s. Od l£d.
4s. Od Id. 20s. Od l£d.
Broken amounts may be made up by the use of postage stamps, not exceed-
ing fivepence in value, affixed to the face of any one Postal Order.
The person to whom a Postal Order is issued must, before parting with
it, fill in the name of the person to whom the amount is to be paid, and may
fill in the name of the Money Order Office at which the amount is to be paid.
The person so named must, before payment can be made, sign the receipt at
the foot of the Order, and must also fill in the name of the Money Order
Office, if that has not been already done.
Every person to whom a Postal Order is issued should keep a record of the
number, date, and name of office of issue, to facilitate enquiry if the Order
should be lost
POST-OFFICE SAVINGS BANKS.
These banks are established under the provisions of the Act 24 Vict., cap. 14,
intituled, "An Act to grant additional facilities for depositing small Savings at
interest, with the Security of the Government for the due Repayment thereof," and
are open daily during the hours appointed for money order business for the
receipt of deposits of one shilling, or any number of shillings, subject, of
course, to the limitations of amount prescribed in the Acts previously in force
for Savings Banks.
Deposits are received of any sums not less than a shilling or more than £50 in
one year, and when the deposit reaches £1, interest at the rate of 6d. a year
on each pound deposited is given.
Limit of deposits, £200, inclusive of interest ; except deposits for Chari-
table Societies, the limit being £100 in one year, or £300 in all.
PURCHASE OF GOVERNMENT STOCKS.
Any depositor in the Post-Office Savings Bank may invest any sum
up to £200 in Government Stocks at the current price of the day, and
may sell at the same. The commission for buying or selling is, not exceed-
ing £25, M. ; exceeding £25 and not exceeding £50, Is. 3d. ; exceeding £50 and

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