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unpaid, becomes legally void, nevertheless, when a
good reason can he given for the delay in presenting
it, an application for payment, subject to a certain
deduction, is entertained.
11. No application can be entertained for compen-
sation for alleged injury from the non-payment of a
Money Order at the expected time.
12. After once paying a Money Order, by whom-
•soever presented, the Office is not liable to any
further claim.
13. To guard against any person, even if he
obtain possession of a Money Order, fraudulently
getting it cashed, the remitter is recommended : —
§ 1. When he is well known to the payee, to
sign the letter enclosing the order with his initials
§ 2. When this is not the case, either to make
the order payable ten days after date, or to register
the letter enclosing it, or to make the order payable
through a bank by crossing it like an ordinary cheque.
§ 3. When it is not considered expedient to
adopt either of these courses, to send the remitter's
name (without a knowledge of which payment cannot
be obtained) in a separate letter from that contain-
ing the Money Order; although this latter precaution
is much less effective than either of the others.
14. Payment of an order cannot be demanded on
the same day as that on which the order was issued.
15. In case of the miscarriage or loss of an
inland Money Order, a duplicate is granted on
a written application (with the necessary particulars,
and inclosing the amount of a second commission
in postage stamps) to the Comptroller of the
Money Order Office in England, and to the account-
ants in Scotland, or Ireland, as the case may be,
where the original order was issued; and if it
be desired to stop payment of an inland order,
application must be made at the office where the
order is payable, and a second commission must
be paid. If alteration in the name of the payee
or remitter of an inland Money Order should
be required, application accompanied by the pay-
ment of a second commission, must be made by
the remitter to the Postmaster of the office at which
the order was issued. Should transfer of payment of
an inland [order |from one office to another in the
United Kingdom, or repayment of the amount of an
order, be required, an application inclosing the order
must be made to the Postmaster at whose office the
order is payable ; who will transmit in exchange a
new order payable at the place desired, but for a
less sum than the original order by the amount of
the second I'commission charged for the reissue.
Proper printed forms for making application in all
these cases may be obtained at any Money Order
Office. Whenever, on complaint being made, it is
found that^thejnecessity for an application, entailing
the payment of a fresh commission, is attributable
to the Post Office, the charge will be remitted to
the applicant and imposed on the officer in fault.
16. A Postmaster is required to give information
how to apply for a duplicate order, &c., and must
furnish the prescribed form of application. If
payment of an order be refused, in consequence of
the reply to the question respecting the remitter, or
the signature on the order not corresponding with
the entries on the advice, the applicant for payment
should communicate with the remitter, and request
him to apply personally to the issuing Postmaster.
17. No Letter Carrier, Rural Messenger, or other
Servant of the Post Office is bound to procure a
Money Order for any person, or to obtain payment
for one ; but such services are not forbidden.
18. Money Orders are issued in the United King-
dom on the following colonies, British agencies, and
Foreign countries* : — Alexandria, Berbice (New
Amsterdam), Belgium, Belize (British Honduras),
British Columbia, Cape of Good Hope, Canada,
Ceylon (Colombo), Constantinople, Coquimbo, Dem-
erara (Georgetown), Denmark, Egypt, Falkland
Islands, France, the German Empire, Gibraltar,
Gold Coast, Heligoland, Holland, Hong Kong, India,
Italy, Malta, Mauritius, Natal, New Brunswick,
Newfoundland, New South Wales, New Zealand,
Nova Scotia, Prince Edward Island, Queensland,
St. Helena, Seychelle Islands, Shanghai, Smyrna,
South Australia, Straits Settlements, Suez, Switzer-
land, Tasmania, United States, Valparaiso, Victoria,
West Coast cf Africa, West Indies, Western Australia,
19. The scale of Commission for Orders payable
abroad f is as follows: —
If payable in Belgium, Denmark, France, Ger-
many, Heligoland, Holland, Italy, Switzerland, Gibral-
tar, Malta, or Constantinople, for sums not exceeding
£2, 9d. ; £5, Is. 6d. ; £7, 2s. 3d.; £10, 3s. If
payable in any other place abroad (including most of
the Colonies) authorized to transact Money Order
business with this country, for sums not exceeding
£2, Is.; £5, 2s.; £7, 3s.; £10, 4s.
20. The issue of a duplicate Order, or the stoppage
of payment of an Order issued by a Colony on the
United Kingdom, will be made on application to the
Controller of the Metropolitan Office of that portion
of the United Kingdom in which such Colonial Order
is pat/ahle, provided an additional British Inland
Rate of Commission be enclosed with the application.
Postmasters in the United Kingdom have power to
transfer to other Offices in the United Kingdom
payment of colonial and foreign orders (with the
exception of French issues) originally drawn on their
own offices.
21. Orders issued in the United Kingdom and
payable in the German Empire are subject to the
conditions that govern the payment of orders in that
Empire. Orders issued in France on the United King-
dom cannot be paid after three months from the date
of issue, without the authority of the French Post
Office, Orders issued in the United Kingdom on
France cannot be paid after three months from the
month of issue without the authority of the chief
office in London. Orders issued in the United King-
dom on Italy, and vice versa, cannot be paid after
three months from the month of issue without the
authority of the chief office of the country of
22. Hours of Business. — Every Post Office Sav-
ings Bank, which is also a Money-Order Office, is
* When a whole country is named. Money Orders may
be drawn, as a rule, on any important town in that
country, as also on the many smaller towns, of which
complete lists are kept at every Money Order Office.
t Considerable variations in the rates of exchange with
any foreign country may occasionally necessitate an in-
crease or decrease of the commission.

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