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Agent : HENRY OLIPHANT, "Writer, 112 West George Street.
^ - ■ — -I , — ■
Scotttsfj SEitiobJS* dFunti 5Ltfe ^sgurance ^octets.
•a
Unsurpassed Security
is afforded by the Society. At last valuation on 31st December 1859,
after reserving Funds to meet the Liabilities on the ample scale im-
plied in a valuation by the Carhsle ;^3 per cent tables, there remained
the Enormous Surplus of Eight Hundred and Forty-Six Thousand
Pounds of Profit, all of which has been divided among the Policy-
holders, as explained below. Since that valuation, theie has taken place
the following
Increase of the Society s Resources.
The Funds have increased from ;^3, 5 18,230 to £4,080,000
The Revenue has increased from £/^\2,'](di to £506,000
^
The Whole Profits
are divided among the Policy-holders,
including the " Guarantee Fund," which is credited to each Policy in
proportion to its value, and is payable at death, with interest from
last valuation, in additio7i to the Sum Assured and Bonuses, as in the
following Table shewing the Sums payable under Policies of ^1000.
Policy
dated.
Sum
Assured.
Bonuses to 1865.
Guarantee
Fund.*
Interest at
3 per cent.*
Total Sums
Payable.
1815
£
1000
£ s. d.
1482 12 5
£ s. d
85 5 "
£ s. d
15 6 II
£ B. d.
2583 5 3
1825
1000
970 7 9
54 3 2
9 14 II
2034 5 10
1835
1000
689 5 II
33 16 5
6 I 10
1729 4 2
1845
1000
399 10 4
IS 9 9
2 IS 9
1417 15 10
1855
1000
186 13 6
4 9 II
16 2
1191 19 7
* These sums are greater or less, according as the age at entry may be above or under 30 years.
T/ie above are not exceptional cases in which large Bonuses have been
awarded by a peculiar system of division. Every Policy itt the Books has
received Bonuses of corresponding amount, in pi'oportion to its duration.
THE AVERAGE RATES OF BONUS
on each ;^ioo assured for each year ixoxa. the dates when the Society's
Policies were issued, are as under : —
Bonus on all Policies of 1855
Bonus on all Policies of 1845
Bonus on all Policies of 1835
Bonus on all Policies of 1825
Bonus on all Policies of 1815
£1 14 11^
1 19 10 i percent
■^ ' ■■■ r from date of
2 10 5 '^e Policies.
3 2 1 J
Agent : JOHN LAUGHLAND, Merchant, 43 Eenfield Street.
ff

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