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FE ASSOOiATION OF SCOTLAND.
Iivstitttteir in 1838 for "M'xk ^sswraivtc anb g^mruiiks.
EDINBUaaH, . 82 Princes Street.
LONDOIT, . . 4 Lombard Street (E.G.), and 48 Pall Mall (S,W.).
BTJBLIN, • • 40 Dame Street.
With Agencies in every Town throughout the United Kingdom.
THE RESERVED FUNDS ARE
CONSIDERABLY ABOVE
At 5tli April, 1866,
15,000 POLICIES were on the books for . . . ^6,000,000 Sterling.
The ANNUAL EEVENUE was upwards of , . 248,000 "
CLAIMS on nearly 2000 POLICIES had been paid to
the amount of 750,000 "
CASH PROFITS had been distributed among the Policy-
holders to the amount of 304,000 "
LARGE BONUSES FROM PEOFITS
Have been allocated and applied on a special system, highly favourable to the policy-holders, in securing to
an unusual extent (over and above the original Suras Assuied) the following
ADDITIONAL BENEFITS—
In Class ^.— LARGE REDUCTION of OUTLAY by the Policy-holders; the required payments being
only from 12s. 6d. to 15s. per £1 of the stipulated premiums.
In Class £.— INCREASE of the SUM ASSURED to an unusually large extent, in an average Life ;
or an equivalent in a CASH PAYMENT, or a LIFE ANNUITY.
A PROVISION FOR THE POLICY-HOLDER HIMSELF IN HIS OWN LIFETIME
Is thus obtained from the profits alone, without any payment beyond the ordinary premium for the origina
Sura Assured, which remains intact for heirs or other purposes.
«^ This SYSTEM is peculiar to the LIEE ASSOCIATION OE SCOTLAND.
ALL POSSIBLE FACILITIES ALSO ARE AFFORDED AS REGARDS
INDISPUTABILITY, N*ON-FORFEITU R E, OCCUPATION, PLAQE OF RESIDENCE, &c.
OFFICE IN GLASGOW, 123 ST. VINCENT STREET.
JOHN GRAHAM, SECHETARy.
DIRECTORS.
David "Watson, Esq., Merchant. 1 James Hat Stuart, Esq., Banker.
Robert Aitken, Esq., Accountant. | James Graham, Esq., Merchant.
James Graham, Esq., Writer. } Charles H. Smith, Esq., Merchant.
AGENTS.
Messrs. M'Cowan & Brown, Accountants, 87 St. Vincent Street.
" Reid & Galt, Accountants, 8 Prince's Square.'
" H. & R. Lamond, Writers, 36 St. Vincent Place.
Mr. W. S. PIarvey, City Bank, Calton.
" James MacBeide, Writer, 97 West George Street.
" James Cairo, Merchant, 27 Virginia Street.
" D. E. Oetram, Stockbroker, 1 Royal Bank Place.
" John Wyse, Commercial Bank, 130 Trongate.
Messrs. W. T. Ross & Arnot, Writers, 53 West Regent Street.
Mr. C. B. Aikman, Writer, 124 St. Vincent Street.
" Peter Young, House Factor, 11 Miller Street.
" W. M'K. Cameron, Commercial Bank, St. Enoch Square.
" Thos. Robertson, Accountant, 97 Union Street.
" James Pattison, Merchant, 137 West George Street.
" J. Thomson Duncan, Accountant, 146 Buchanan Street.
" Thomas Robert Bowman, Accountant, 67 West Nile Street.
Messrs. Buchanan, Brothers, Commission Merchants, 10 Prince's Square, Buchanan Street.
Mr. George Hood, Writer, 138 Hope Street.

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