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ADVERTISEMENTS.
185
IMPERIAL
LIFE INSURANCE COMPANY,
1 OLD BROAD STREET, LONDON.— ESTABLISHED 1820.
DIEECTOES.
John Horsley Palmer, Esq., Chairman.
Samuel Hibbert, Esq., Deputy-Chairman.
James C. C. Bell, Esq.
Charles Cave, Esq.
Charles Francis Cobb, Esq.
Andrew Colville, Esq.
George Henry Cutler, Esq.
Henry Davidson, Esq.
George Field, Esq.
George Hibbert, Esq.
Daniel Mildred, Esq.
James G. Murdoch, Esq.
George Reid, Esq.
Joseph Reid, Esq.
Win. R. Robinson, Esq.
Newman Smith, Esq.
A SCALE of Premiums on Insurances for the whole Term of Life has recently been
adopted, by which a Material Reduction has been made at all Ages below 50
years.
Four-fifths, or 80 per Cent., of the Profits are assigned to Policies every fifth year;
and may be applied to increase the sum Insured ; to an immediate payment in Cash ; or
to the reduction and ultimate extinction of future Premiums.
The following will show the effect of the Bonus on Policies of 30 years' duration, on
the 31st of January, 1851.
Age
when
Insured.
. Sum
Insured.
Annual
Premium.
Addition to
Sum payable
at death.
Value of
Addition
in Cash.
Or
Premium
extinguished
and
Cash paid.
21
26
31
36
41
£1000
2000
3000
4000
5000
£22 5
49 1 8
81 17 6
122 13 4
174 7 6
£5 GO
1120
1680
2240
2800
£276
617
1027
1505
2043
£ 5
93
282
582
992
One-third of the Premium on Insurances of £500 and upwards, for the Whole Term
of Life, may remain as a Debt upon the Policy, to be paid off at convenience ; by -which
means £1,500 may be insured for the present outlay otherwise required for £1000.
LOANS.
The Directors will lend sums of £50 and upwards on the security of Policies effected
■with this Company for the Whole Term of Life, when they have acquired an adequate
value.
SECURITY.
Those who effect Insurances with this Company are protected by its large Capital
from the risk incurred by Members of Mutual Societies.
CLAIMS.
Since the commencement of the Company, upwards of £1,000,000 sterling has been
paid in Claims and Additions to the sums Assured.
Insurances, without Participation in Profits, may be effected at Reduced Rates.
The Assured are not charged with Policy Stamp Duty or Medical Fees.
SAMUEL INGALL, Actuary.
* # * The attention of the Public is invited to the 54th section of the Act 16 and 17
Victoria, cap. 34, by which an abatement of Income Tax is allowed on such portion of
Income (not exceeding one-sixth), as may be applied to the payment of Premiums of
Assurance.
Prospectuses may be had, and information connected with the business of the Com-
pany obtained, at the Offices of the Agents: —
ALEX. DAWSON, 24 St. Vincent Place.
KELLY & CO., 106 Virginia Street.
JAMES PEARSTON, 11 West Nile Street.
Medical Officer, JOSEPH BELL, M.D., 15 Moore Place.