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(467)
INSURANCE DIRECTORY.
XIII
LONDON UNION ASSURANCE SOCIETY,
CORNHILL, and 70 BAKER STREET, LONDON;
COLLEGE GREEN, DUBLIN; EXCHANGE, HAMBURGH.
EnstitutEb in tfje fteujn of Queen Statu, 17U.
FOR FIRE, LIVES, AND ANNUITIES.
Life ^Department
THIS Company effect Life Insurances on equitable principles, with entire exemption from the
liability of Partnership.
A large Capital, subscribed by the Proprietors, forms the security of the Assured.
The Premiums may all be paid at once, or in any given number of years — or quarterly, half-
yearly, or yearly, as may suit the convenience of those holding the Policies.
Insurances may also be effected by paying an increased rate of Premium for a certain number of
years, to be afterwards correspondingly reduced for the remainder of life ; or, by beginning with a low
Premium, to be increased when the expectation of greater means may be realised ; or, two-thirds only
of the Premium may be paid, allowing the remaining one-third to be a charge upon the Policy until
its expiration, to be then deducted unless previously paid up.
All transactions in the Life Department are considered strictly confidential.
Prompt payment of claims is made three months after proof of death.
Loans granted on the Policies of this Office.
The following rates of Insurance for Single Lives are given as specimens from the Tables : —
Age.
20
30
40
50
60
Premium per Cent, for
an Assurance for
One Year.
Premium per Cent, for
an Assurance for
Seven Years.
£ s. d.
1 1
16 5
1 11 10
2 12 4
3 14 2
£ s. d.
1 4 2
1 8 11
1 16 7
2 17 8
4 2
Premium per Cent, for an Assurance for Life.
Without Profits.
& s. a.
1 13 10
2 3
2 10 6
4 3 10
3 4 2
Tlie last Septennial Bonus (1855), besides reserving nearly L.20,000 to accumulate towards
the next division, averaged
£70 pee Cent, between the Ages of 20 and 25,
£60 per Cent, between the Ages of 25 and 30,
£55 per Cent, between the Ages of 30 and 35,
£50 per Cent, between the Ages of 35 and 40,
on the respective amounts of Premium paid in that period.
JTtre Department
Insurances of every description of Property effected at the usual rates, corresponding to the
risk. The practice of this Company has been, for upwards of a century, to return the Profits ou
Policies effected for seven years. Only Six Years' Premium and duty are charged, and the Govern-
ment duty may be paid annually, or in one payment.
MEDICAL REFEREES.
JAMES SIMSON, Esq., M.D., F.R.C.S.E., and WILLIAM YOUNG, M.D.
AGENTS IN EDINBURGH.
JAMES MILLER, S.S.C., 20 North Nelson Street. ROBERT RITCHIE, C.E , 16 Hill Street
D. G. THOMSON, Stock-broker, 13 Hanover Street.

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